Debtconsolidationcare.com - the USA consumer forum

Now What?

Date: Sun, 09/17/2006 - 17:35

Submitted by anonymous
on Sun, 09/17/2006 - 17:35

Posts: 202330 Credits: [Donate]

Total Replies: 3


Asset Acceptance was hassling me over an old debt that I don't even believe was mine.

I sent them one validation letter, which they responded to with a BS one page 'Account Statement' that didn't tell me anything.

I sent another letter, waited the 30 days, and they never contacted me.

Now what do I do?

How can I make sure this isn't going to pop up again?

P.S. - Thanks for a great resource.


Martin,there is no set time a creditor has to reply back on a dv letter.You have 30 days to dispute,but they don't have to do theirs in 30 days. What I have done before, is send them a follow up letter,referring back to previous letter. I sent these certified,returm receipt also.Mine didn't validate,but passed it to someone else within their company,so I did they same with them.Good Luck :D ...Karen


lrhall41

Submitted by Bossy4455 on Sun, 09/17/2006 - 22:22

( Posts: 5854 | Credits: )


Collectors pass on the files from one company to another. Most of the times, they do it when they have your disputed information. You must check out that this collector is not reporting negative remarks in your file. If they have hit your file without your info, it must be for a fraudulent purpose. Check out the latest copy of your credit report for confirming if any illegal activities are done by Asset Acceptance. Go through others experiences as well.

http://www.debtconsolidationcare.com/assetacceptancellc/index.html


lrhall41

Submitted by BuildingWealth on Mon, 09/18/2006 - 17:32

( Posts: 491 | Credits: )