How do I make it stop!
Date: Tue, 09/19/2006 - 08:08
Now I have received a letter from First National Colleciton Bureau stating thie client is Asset Acceptance and I owe a debt (amount again different) and the original creditor is Citibank. There is no Judgement. There is nothing negative on my credit report, In fact my credit rating is excellent. I haven't had deliquent payments on any accounts for about 15 years now.
Any advice?
Thanks,
Lemonfresh
Are you saying that you do not have an account with any of these
Are you saying that you do not have an account with any of these creditors?
If not, then definately send a letter disputing this collection and amounts.
Not that I know about. It just started coming out of the blue. S
Not that I know about. It just started coming out of the blue. So I've sent now 4 or so letters requesting validation and nothing. I'd be happy to pay if they can prove it's me. The letters are addressed in my maiden name, sometimes spelled incorrectly. I've been married 18 years so whatever data they have is very old. It is also troubling to me that the amounts vary in the letters and the "interest" varies. The file numbers/account numbers vary as well. It's like the "account" has been made up.
Check for ID Theft
In reading your messages on this forum I'd advise that you make sure your identity hasn't been stolen. If you didn't make any debts with a PDL or any of these companies that are contacting you then it's possible that someone has taken your info without your knowledge & created these debts. I had it happen to me in the mid 1990s & discovered a relative in another state took my identity and created charges. So, just be careful & check the top three credit reporting agencies. If weird companies & debts show give them a call. It usually doesn't take much to discover if your ID has been used without your knowledge.
The account probably was made up. Its a scam attempt from the c
The account probably was made up. Its a scam attempt from the collection agency.