Is united legal licensed in MN?

Minnesota Department of Commerce keeps the information of all companies in your state. You will know the licensed companies in your state at:

http://www.state.mn.us/ebranch/commerce/pages/FinService/FSLicensees/sl.html

1st credit of America is one of the worst collection agencies around. DO NOT pay them a dime. They have commited several fdcpa violations. Make them validate the debt and send them a cease and desist letter certified mail with return receipt. If 1st credit of america keeps harassing you, file a complaint with the Illinois AG.

tammy.. should i send united legal another dv letter even thought i sent one in june and they didnt respond

I would send another one. I thought they had 30 days to respond. I know that doesn't mean anything, most of them ignore the letters.

I would send another one. They don't have to respond within 30 days. They can take as long as they want to validate. Normally if they are legit holders, they validate within 60 days. Steelers1 is right also, some collection agencies do ignore the validation letters and send it back to the original creditor.

Thanks Tammy, because I thought they had to respond in 30 days. Not sure why I thought that. Thanks.