on my cr it has 2 accounts listed
Date: Fri, 10/27/2006 - 05:37
I would send each company a verification of debt letter (you can
I would send each company a verification of debt letter (you can tweak mine) and you can also dispute each item see what happens with that action and if nothing positve comes from these moves, call each company and ask them what is up with the two reports on your cr. Good luck
Quote:
Company Name Company Address City, State & Zip Date RE: Account No. If Available Dear Sir/Madam, I received the following letter in my postal mailbox on (date) and would like to notify your company that your claim is disputed. In accordance with the fdcpa, I have the right to request for a validation of my debt. This is asking for proof regarding this and verifying the same. Please attach copies of the following with the reply: 1. The agreement which authorizes the creditor to collect debt on the alleged debt. 2. The signed agreement from the debtor conforming to pay the creditor. 3. The documents regarding the payments made on this account validating the amount. With regards, Your signature Your name and address |
The original creditor will stay in the credit report with a zero
The original creditor will stay in the credit report with a zero balance. And the current creditor who purchased the debt will be marked as collecting for the account.
credit card
Listen to BuildingWealth, My credit report is the same original creditor and then who took it over. Thank Goodness they now are zero. KYSIDE38
thnx i understand all that . i just was wondering how or why th
thnx i understand all that . i just was wondering how or why they would list the oc under collateral.. how is the oc collateral for teh new buyer of my account.. its just very confusing to me
