Debtconsolidationcare.com - the USA consumer forum

Need help Bronson & Migliaccio LLP URGENT...............

Date: Wed, 11/08/2006 - 12:20

Submitted by raffi
on Wed, 11/08/2006 - 12:20

Posts: 123 Credits: [Donate]

Total Replies: 5


Received a letter from them telling me they were going to sue should I send them a debt validation letter or a copy of this:This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (fdcpa), to cease all communication with me in regard to the debt referenced above.
If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.
I have decided that we do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant.

You are also notified that should any adverse information be placed against my
credit reports as a result of this notice that appropriate actions will be taken. Give
this very important matter the attention it deserves.
Unsure of what to do.


The cease and desist comm. will only pass on the debt from one CA to another. Though you can send it, but put the debt validation request along with it. If they have the debt, they need to give you the details in writing. Give them room to contact through mail, no phone calls. If they stop all communications, the problem will go far from getting fixed. You want to end this at the earliest, right?


lrhall41

Submitted by BuildingWealth on Wed, 11/08/2006 - 13:16

( Posts: 491 | Credits: )


Should I only send a debt validation letter.


lrhall41

Submitted by raffi on Thu, 11/09/2006 - 07:09

( Posts: 123 | Credits: )


I receive the letter from my bank saying Bronson & migliaccio LLP place a "legal hold" to my bank accounts. and the reference amount is 16k. I don't know what to do, should I talk to this matter to debt conusltant? will they able to help me out or I just have to contact directly to them. please advise...


lrhall41

Submitted by on Sat, 12/06/2008 - 15:09

( Posts: | Credits: )


hi mike--


here's the thing, as far as i know, they need to have already sued you and won a judgment against you in order to go after your assets, like a bank account. Were you sued, or served a summons on this debt? If you were not, then you need to check your county court clerks office IMMEDIATELY, to see if they filed a suit against you there. a lot of collectors intentionally use an old or wrong address when they sue someone, that way they can claim they properly served you when they know that they have not.

if you were sued but never served a summons, I would definitely try to get the judgment vacated due to improper service. Please get back to us and let us know if you have been sued, we can help you from there.


lrhall41

Submitted by skydivr7673 on Sun, 12/07/2008 - 21:07

( Posts: 2036 | Credits: )