Is my daughter responsible.
Date: Wed, 11/22/2006 - 12:12
I am sorry to hear about the loss of your son-in-law. Since your
I am sorry to hear about the loss of your son-in-law. Since your daughter doesn't live in the community property states and she has not signed jointly on the credit cards, she is not responsible for the debts.
collection agencies will use aggressive methods forcing her to pay the debts. Since she is not responsible, she can put a complaint with the DA's office and the Federal Trade Commission.
Your daughter should also send a cease and desist letter to the collection agency and legally stop any calls from them. If they continue to call, it will be a violation of the federal law, therefore, a class action lawsuit can be filed against the company. Start recording their phone calls to build up a legal case. Check your state laws whether recording is allowed secretly or permission is needed.