How do I remove wrong info.....
Date: Mon, 11/27/2006 - 16:38
I am working on myy credit report and trying to get these charges that are not mine taken off, Island National is on there and the gentleman that I spoke with seemed to be aggitated that I was requesting for an investigation, and continued to avoid the request so my question is if I send this letter will they have to obey the law and remove in 30 days?
I also wanted to know what should I do to have a credit card that is in good standing revoked because it is not mine and I have never had one. I need to do this for my career because this report is scaring employers off and I need to get out healthcare ASAP. PLEASE HELP!
I also wanted to know what should I do to have a credit card that is in good standing revoked because it is not mine and I have never had one. I need to do this for my career because this report is scaring employers off and I need to get out healthcare ASAP. PLEASE HELP!
My suggestion would be to write to the companies that are listed
My suggestion would be to write to the companies that are listed and explain that you do not recognise these debts and have never had an open account with the creditors. Or call. Then also send copies to the three major crediting agencies so they can do their investigations as well.
It will probably take up to 90 days for the open and good standing accounts which are not yours to be removed. It could take longer for the negative ones but I'm not sure. You might also want to have your accounts listed for ID Theft and Fraud. This will give people a much harder time at trying to open accounts in others names because it will requore them to have more proof to say they are who they say.
