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Do you think I should let khaki Holdings garnish my paycheck

Date: Mon, 12/04/2006 - 22:27

Submitted by ggg101071
on Mon, 12/04/2006 - 22:27

Posts: 8 Credits: [Donate]

Total Replies: 4


I recently got a call from my payroll department saying that they received a letter from Cash Transfer Centers about a wage attachment to pay the debt I owe them and then I called Cash Transfer Centers and they told me they could have turned it over to a third party collection agency of they would get a court order stating that the money had to be payed so I told them I will pay them 50.00 a week out of my paycheck to get the debt down I am happy to say that the debt is almost payed off so that will be one less company I have to pay when my Tax Return check is received and I also have been paying Advance America 15-20 dollars a week so that debt will be paid off. I just wanted to let you know what I have been doing for the last month and also I received a letter from Khaki Holdings saying I owe them a debt do you think I should let them garnish my paycheck after the Cash Transfer Centers is paid that will be paid off the first week of January what do you think I should do about Khaki Holdings


I would say it all depends. First is Khaki Holdings a legitimate creditor. As in, are they legal? If not, you should not let them do it.

If they are legitimate, then consider if it is easier to just let them take it from your check? It can save yourself from having to remember to pay them, and save a stamp. They probably won't call you while they're getting money from your check. And many times, less is taken out of your check then if you made required payments.


lrhall41

Submitted by DebtCruncher on Mon, 12/04/2006 - 22:35

( Posts: 2293 | Credits: )


Welcome to the forums. Have you paid back your principal and what your state allows in interest? Go to www.paydayloaninfo.org and look up your state laws. KYSIDE38


lrhall41

Submitted by KYSIDE38 on Tue, 12/05/2006 - 05:39

( Posts: 2477 | Credits: )


They send your business a letter stating that you owe them this amount my employer called me and told me and your employer calls and tells you to call Transfer Centers to discuss the arragement you could either have them take it out of your paycheck in one or two payments or you can make arrangements with Cash Transfer Centers and tell them what you can afford weekly I told them 50.00 because it would have been easier for me to pay that way instead of your employer taking it out in one or two payments after you talk to CTC about the payment arrangements you made with them and then in return CTC sends your place of work a fax stating how much the payment arrangements were made for and your payroll department sets it up and it show up on your check stub as a wage attachment just like it was if you were paying child support beleive me I have done that before or you can call Cash Transfer Centers and tell them that you would like them to send it to a third party collection agency but that just makes matters worst and also if you refuse to accept a wage attachment Cash Transfer Centers will send your place of employment a court order stating that your place of employment has to garnish your paycheck at least that is what they told me they were going to do If they actually do it that is another situation in other words you are better off dealing with Cash Transfer Centers directly instead of a third party collection agency of having them send your place of employment a court order, one final note when your place of employment gets the letter for wage attachment your place of employer will give you there phone number and they also suggest you contact them first and make a payment arrangement with them and then you call or tell your employer the arrangement you made with them and they take care of it from there.


lrhall41

Submitted by ggg101071 on Thu, 12/07/2006 - 09:54

( Posts: 8 | Credits: )