Asset Acceptance LLC never sent a statement
Date: Mon, 01/08/2007 - 10:23
Received a letter on Dec. 28, 2006 in an attempt to collect $6,377.09 from a First Union Visa card dating back to 1997. This debt was paid and considered closed after an agreed settlement by myself and First Union Card. My debt $3,400 and I offered to pay $3,000 by check that day. The offered was accepted and confirmed and the account would be considered paid and closed. I have no documentation to show for. But I never received another statement from them so I left it alone (I know). Now I get this letter. What to do, thank you
Monica Perez
Monica Perez
Monica, did you confirm whether the creditor updated your accoun
Monica, did you confirm whether the creditor updated your account with the CRA? Your previous CR can be a vital proof of this story if the account is shown paid.
Get the debt validated by Asset Acceptance. If the original creditor has sold off the remaining balance to this CA, you will have to pay it because you have no documentation to prove it was paid and closed.