How should I deal with this?
Date: Fri, 01/12/2007 - 16:29
Now I'm getting calls from a collections agency, telling me that the claim was never processed. The way their letter phrased it was interesting. They mentioned the insurance policy and implied that it might cover things, but of course the "attempt to collect a debt" disclaimers were all over the place. They've put nothing on my credit report and I've never talked to them on the phone. I would have thought that for $2500 there'd be something on my report.
How do I find out if I'm responsible for this or if my old company/corporate card should have been responsible for it? Should I ignore them?
First of all, I wouldn't ignore them. Try to find out through yo
First of all, I wouldn't ignore them. Try to find out through your previous company what's going on and if it was taken care of or not. Are they trying to collect from your personal auto insurance?..Karen
I had that happen to me once, although not exactly duplicating y
I had that happen to me once, although not exactly duplicating your circumstances. I had a vehicle stolen and my insurance policy covered a rental vehicle for 30 days. The second day I had the car, I was in a left turn lane waiting. An accident occurred in the middle of the intersection and one of the vehicles involved in the accident slammed into me. My insurance company dealt directly with the other driver's insurance company.
Did you purchase insurance through the rental company, or were you insured by your company? Were you at fault in the accident?
With regard to the CA, I agree with Bossy. First, get in touch with your company and find out what was done, if anything. After that, you can proceed. You may want to get some legal help as well.
Some interesting news on the rental situation
So, I received a call today from the collections agency. Actually, my girlfriend answered the phone. She came to me, a little nervous, saying that somebody was on the phone who needed to speak to me concerning an "investigation" they were conducting into me. I had no idea what this was about until I got on the phone. It was the collections agency, who started off with a monologue about how he was conducting an investigation into me under various laws. He said that he had until 1pm on Friday to come up with a resolution or he would have to further the account on for ???????further actions under various federal laws???????.
I was a little annoyed because of the whole ???????investigation??????? thing. We started talking and he explained that he could see on the contract that the car was rented under my ex-employers contract but since I had signed it, it ???????appeared??????? I was the one with my neck on the line. I asked him ???????Are you saying that this debt is my responsibility, even though I rented this as an employee of a company under a company's contract????????. He didn't really answer me, he just repeated that it appeared that I was responsible.
He said that he could only hold things off until Friday, and then it was out of his hands, and that further action would be taken under Federal laws. I asked him ???????what actions will be taken???????? He seemed surprised that I was asking, and said that he didn't know what Avis would decide. I asked him specifically what actions could be taken, and he hemmed and hawed. He said that the rental could put me on their national ???????do not rent??????? list. I pushed for more. He said since the car was rented in Massachusetts but the accident occurred in New Jersey it could be many different actions. He would not elaborate more.
Another strange thing was that as the call went on and I pressed him for details, he got less sure of what he was doing and got more and more friendly. When he asked me ???????what do you think we can do to resolve this???????? I told him I was going to call my ex-employer and see why it wasn't paid. I would call him back and let him know what I found out.
I thought about this entire thing, and something just doesn't seem right. Why isn't this showing up on my credit report? Why are they hemming and hawing about what their (or the rental company's) possible future actions could be? I have to wonder if for some reason the rental company could not get the money (maybe they dropped the ball in dealing with the insurance company) and since they couldn't get it from the insurance company they're trying to ???????transfer??????? responsibility to me. Scare me into paying it.
So I called my ex-employer today ???????? once I explained basically what was happening the first thing the person I was dealing with told me not to pay it. She advised me to get all the information from the rental company I could. Things like the names of every person they had contacted or attempted to contact in the company and the insurance company. If I still had trouble with them, to call her back.
Does the way the collections agency is acting sound strange? I'm not sure what to think of all of this. I don't know what to expect, but I'm not going to make it easy on them.
Do they make this crap up as they go along "He said that the ren
Do they make this crap up as they go along "He said that the rental could put me on their national ???????do not rent??????? list." Someone should write a book about this kind of stuff they create off the top of their heads
collections
Glen it seems to me like the company you worked for will have to handle this. Also when you rent a car insurance is usually taken on it in case of a accident. I wouldnt ignore this keep working until you get your name cleared. KYSIDE38
KYSIDE has a good point there too Glenn; Keep hammrering on the
KYSIDE has a good point there too Glenn; Keep hammrering on the ex-employer, ect to get it worked out.