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myFico score...unknown collection agency

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Posts: 2
Credits: 166.7
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Not sure if the first one posted so if this is repeat sorry. I have three things which are in collections back from 2003. I was anaware they were there. I would like to take care of them but only have their collection agency business number. This is not there phone number and I have no idea what these debts are. How do I find out who they are and how to contact them?




Are you able to find out the name of the collection agency in your credit report? If so, post here. Someone will get their contact info.

You'll also find the name of the original creditor in the credit copy. Call them and verify if they have your file in their system. You can pay them directly if the account is not sold to any outside collection agency.

Sub: #1 posted on Thu, 02/08/2007 - 13:15

Bridget Bridget

(Posts: 351 | Credits: 50.11)

This is what is on my myFico score account:

Collection Agency 606YC13027
Original Creditor Not on record
Whose Account Individual
Date Assigned December, 2005
Date Reported January, 2007
Amount $356
Balance $356
Balance Date January, 2007
Date of Last Activity April, 2003
Collection Status Unpaid
Status Date January, 2007

Collection #2
Collection Agency 711YC00000
Original Creditor Not on record
Account Number 154XXXX
Whose Account Individual
Date Assigned August, 2005
Date Reported January, 2007
Amount $311
Balance $361
Balance Date January, 2007
Date of Last Activity February, 2005
Collection Status Unpaid
Status Date January, 2007

Collection #3
Collection Agency 704YC00000
Original Creditor Not on record
Account Number 521046000019XXXX
Whose Account Individual
Date Assigned January, 2005
Date Reported June, 2005
Amount $35
Balance $36
Balance Date June, 2005
Date of Last Activity May, 2004
Collection Status Unpaid
Status Date June, 2005

Hopefully this will help. I have no idea who the creditors are. Any help would be greatly appreciated.

Sub: #2 posted on Thu, 02/08/2007 - 13:45

sikora5752002 sikora5752002

(Posts: 2 | Credits: 1.67)

At the bottom of your credit report there should have been a list of creditors. I would there first.

Sub: #3 posted on Thu, 02/08/2007 - 17:03

FYI FYI
Moderators
(Posts: 1950 | Credits: 200.54)

I know this is an old post but I was wondering if you got this figured out. I am in the same boat. I looked at the bottom and there is no list of creditors.

Sub: #4 posted on Thu, 08/21/2008 - 11:52

Unregistered


I would assume they could all be disputed due to no knowledge of creditor. That is what I would do!

Sub: #5 posted on Thu, 08/21/2008 - 12:24

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.13)

Call the CRA's that are reporting and ask them for the contact information. It should be listed but if not, they should be able to pull contact information for any subscribing data furnisher.

Sub: #6 posted on Thu, 08/21/2008 - 12:27

NASCAR_Devil NASCAR_Devil
Moderators Cum Industry Expert
(Posts: 4665 | Credits: 308.23)

I would do the same thing Smo. If I pulled my credit report and had 3 unknown items on it and the contact info was no good I would just dispute it with each CRA and let them try to verify it. IF you know it is your debt though and you are not past the SOL then this might cause you extra trouble.

Sub: #7 posted on Thu, 08/21/2008 - 12:29

DOLLARSandSINCE DOLLARSandSINCE
Moderators Cum Industry Expert
(Posts: 1078 | Credits: 137.97)

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