1st credit of america
Date: Sun, 02/11/2007 - 08:25
hello all.. got a questain i hope someone can awnser.. i dealt with 1st credit of america.. they claim that i had a payday loan with plaza processing and will not provide proof.. saying they dont do that.. and they keep calling like 10-15 times a day and when ask to stop calling this lady replied i will call you whenever i want..i got fed up with them keep calling i finally change my number and they havent called or heard from them ever since..
do i have the right to refuse payment until they validate the debt..
do i have the right to refuse payment until they validate the debt..
:shock: I admit being weak on rules of payday loan collections,b
:shock: I admit being weak on rules of payday loan collections,but in my opinion after you made your intentions known and they still talked over you thats harassment. I would send a debt validation letter to them and make sure they have no banking information of yours. Include in letter not to call you anymore. If they continue to call after letter is sent certified return receipt and you have your green card back as proof,file criminal harassment charges with your local police. Someone more experienced than me will probably be along shortly.
It seems no one with payday loan exp. has checked in with you. I
It seems no one with payday loan exp. has checked in with you. I'll give your topic a friendly bump.