Refusing to validate a debt

Date: Thu, 02/15/2007 - 05:23

Submitted by Tweety71
on Thu, 02/15/2007 - 05:23

Posts: 2061 Credits: [Donate]

Total Replies: 2

I was talking to my girlfriend last night and shes trying to pay off a medical bill she got "stuck" with after her divorce. She's asking the CA to validate the debt. They are refusing. She knows that the debt is there but doesnt know the exact balance. They will NOT help her at all. If a CA REFUSES to validate the debt is it still valid even though you know it's there but not accurate? This does apply to all/most of all accounts in collections?

I told her I would ask this wonderful forum :D

If ca is refusing to validate,they are in violation of federal l

If ca is refusing to validate,they are in violation of federal law. Not only that no validation= unable to collect on said debt!Inform them they are violating the fdcpa and to do their job.

lrhall41

Submitted by cajunbulldog on Thu, 02/15/2007 - 06:08

( Posts: 4850 | Credits: )

How do you figure out that the outstanding balance the collector

How do you figure out that the outstanding balance the collector says is not accurate? Did they send you anything in writing first? If yes, they seem to have done their validation part and you can't ask for it again.

In this case, you have to send a dispute letter mentioning the inaccurate amount. This verification letter is going to be your legal move towards the CA and refuse to send any payments until the info is given correctly. Make sure that you do every communication in writing, CMRRR, for a proof of your actions.

lrhall41

Submitted by orake on Thu, 02/15/2007 - 10:13

( Posts: 482 | Credits: )