Bennett and Deloney
Date: Wed, 02/28/2007 - 07:16
Send them a debt validation letter, especially to ensure they ar
Send them a debt validation letter, especially to ensure they are not attempting to collect more than your state provides for in NSF checks. I have seen multiple posts online where they are attempting to collect more than is actually due. Send a separate letter stating you will only communicate via mail. Use return reciept.
After getting the debt validated from the collection agency, pay
After getting the debt validated from the collection agency, pay an amount that you can afford now. Write a proposal letter explaining your terms and send it with the check. If they cash it, you will know they have accepted your arrangements. Otherwise, there is a proof in writing that you have every intention of paying the debt and pay that is affordable for you. In most cases, they do accept the checks