What?!? After SOL dispute, weekly CR checks?
Date: Fri, 03/02/2007 - 07:04
Here's the deal: Asset Acceptanc LLC has been pursuing a debt from me for a creditor that is 5 and a half years old. SOL in my state is 3 years. After notifying them that SOL has passed and I dispute this debt they have started doing hard checks of my CR every week (on Fridays) for at least three months. Obviously this is negative information and is drastically lowering my credit score. Is there anything I can do??
Asset has a debt of yours,so they are allowed to pull.Sol expiri
Asset has a debt of yours,so they are allowed to pull.Sol expiring only means they cannot use court action to collect on this debt. The issue of pulling every week is known as poisoning your credit file. Contact the attorney general in your state and theirs to file complaints on their behavior in regards to this debt.
Also look for a lawyer who works with the Fair Credit Reporting
Also look for a lawyer who works with the Fair Credit Reporting Act. Additionally, some states allow you to sue for "loss of credit" if the lower credit score causes you harm.