Asset Acceptance attempting to collect on a 19 year old debt
Date: Thu, 03/08/2007 - 13:50
You should have the written details about the debt from Asset Ac
You should have the written details about the debt from Asset Acceptance. This debt is too old to be reported in your husband's credit copy now, unless some payment is done recently. Get the debt validated as mentioned in the FDCPA. Once you have the info, send a dispute letter notifying about the expiry of SOL and reporting timeframe.
I would not even waste my time on a dv letter on a 19 year old d
I would not even waste my time on a dv letter on a 19 year old debt.Entirely up to you.Send them a full cease and desist explaining sol and tell them to bugger off!
Cajun, junk debt collectors want people to think like you are th
Cajun, junk debt collectors want people to think like you are thinking now. Since this debt is too old, perhaps you won't be bothered to send them any reply, except a C&D letter. They file a case against people and prove that he is avoiding the debt. If that person doesn't show up in the court, the judge puts a default judgment against him and he ends up paying it through court orders. However, if that person sends the dispute letters and takes all necessary actions in regards to this debt, he will keep himself safe following his legal rights.
If he files default without a proper summons not only will I vac
If he files default without a proper summons not only will I vacate I will sue because they are not allowed to sue on timebarred debts.Violates fdcpa and in some states you have similar statutes as well.