Very Irritating phone calls

You should not be receiving calls from the collectors after you have put it in writing. Send a cease and desist letter as mentioned in the fdcpa laws. They have to follow your request and stop contacting you in the future. See this sample letter and send it through certified mail with return receipt request. Once they have received your letter, they need to legally stop the calls

It really bites that I have to spend my own hard earned money to get a collection agency to stop calling me for someone else's mistake. Why are they even calling me to begin with?

Your sister in law might have used your name as a reference when she was applying for the loan. The CA got all the information from the creditor and that's the reason your number is being used to reach her. Stand strong and send the letter to the CA. They have to stop the calls after receiving your letter.

Do you know where your sister in law is? Perhaps, you can inform about the CA looking for her.

Yes, she knows. But like all debts it takes time to correct them.

collection agencies also run checks on consumers that give them a list of people that are or might be related to the person they're trying to track down. These checks even give the CAs the names and phones numbers of neighbors that live by the person they're trying to get info on. So, if your sis-in-law didn't list you as a reference, this might be how the collector got your name and number.

Yes, I looked on one of those "people finder" websites. The data comes up with addresses, phone numbers (I didn't pay so I didn't see those), and a list of "possible relatives", I found a lot of those wrong, by entering in people I know. One thing I've found as well - if you have an unlisted non-published phone number, there's not much they can find on you.

I got some sites I visit when I skip trace that would boogle yall minds with the info that is available out there! :shock: :shock: :shock:

Cajun-I bet! Its nerve racking the things that people can get about you off the internet!

i had a simuler problem i moved out of my parents house but havnet changed my address yet.. these agencys have my phone number and my new address and they are calling my parents house.. my dad also has the same 1st name by the way..