Debt Lawsuit

Also , I found a letter from the above law office offering a payment plan back in november, should I try to respond to this or is it too late?

Pat,send them a dv letter to prove debt is yours and they have right to collect it. Go to our do it yourself section for letter or just do a boardsearch for a debt validation letter.

I called to get a mailing address to send a dv letter. They said it was too late because papers have been filed in court already. They of course asked about payment plans and how much I would be able to pay. They flat out rejected my offer and said they would resolve this in court. Can the court require me to pay more than I can afford?

My husband and I have been taken to court because of a debt. We had some medical bills that were turned over to a nasty collection agency and they took us to court and filed a judgement against us. It was like $900 or so. In order to avoid garnishment of our wages, I contacted the attorney's office that filed the judgment and made payment arrangements with them. I have been paying $50 a month for almost 2 years. I have 3 or 4 payments left. You can try doing that after it goes to court.We didn't go to court so they filed a default judgement against us.

ok, the supposed attorneys that sent me a settlement letter say it's too late to ask for a DV since they alreayd filed suit in March. I haven't received the notice of a lawsuit yet. do I have the right to get a DV now or do I have to wait to go to court (if I go that route)?