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Collection agencies/validation

Date: Wed, 04/25/2007 - 18:43

Submitted by anonymous
on Wed, 04/25/2007 - 18:43

Posts: 202330 Credits: [Donate]

Total Replies: 1


I have been writing letters to the credit bureaus to validate collection accounts that are not mine. I received responses that the accounts have been validated. I then sent letters to the collection agencies asking for proof of the debt signed contracts etc and received no response. I did receive on statement from a collection agency that was simply on their letterhead, my ss# and an address listed I had never heard of with an amount due. I then listed all these accounts in a letter to the bureaus with a small paragraph of the collection account, what I asked for (signed contract) and the fact the collection agency has not contacted me. I also listed the Fair debt collections practices act. This was done at the beginning of April. Anyone know of a better way to get their attention?


Write them back and say there is no way that was your debt. Explain that people can make up a fake social security number and do it all the time. It just so happened that this time, it was yours. I would also check your credit because if this happened, chances are there are other debts you don't know about.


lrhall41

Submitted by kscornell on Thu, 04/26/2007 - 04:48

( Posts: 4407 | Credits: )