Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

I Have Generic Questions For Texaslawyer, Please

Date: Mon, 04/30/2007 - 23:37

Submitted by anonymous
on Mon, 04/30/2007 - 23:37

Posts: 202330 Credits: [Donate]

Total Replies: 6


I have a question about Texas collection law. I opened credit accounts in TX, in Sept 2000, and moved to another state in Jan 2001. I paid regularly and on time until August 2003. Then, I defaulted. I have not paid since. The SOL has expired for these debts in my new state. The TX SOL will not expire for a few months. My questions:

Can the TX SOL be used to file suit against me? If so, will the suit be filed in my TX town, or where I live, now, in another state? How likely is a creditor to do this? Is the TX SOL tolled permanently, so in ten years, if I moved back to TX, the creditor could sue me?

Thankyou for your time.


To answer the first part of your question, SOL of that state is considered where the account was originally opened. You had this account in Texas, so that state SOL is effective in your case. Now, since you are not living in that state, maybe the SOL has stopped until the time you return back to Texas. Or, the collection agency licensed in the state where you are presently living can take you to the court.

This is my thought. Do get some legal advice


lrhall41

Submitted by Trenity on Tue, 05/01/2007 - 16:58

( Posts: 505 | Credits: )


The accounts are all Visa cards.

If the TX SOL applies to me, when it expires, can my state of residence SOL laws apply and take over? There is a six year credit card SOL in this state.

I do not think I will live in Texas, again. I don't know if that effects the SOL or not.


lrhall41

Submitted by on Wed, 05/02/2007 - 01:17

( Posts: | Credits: )