Need help on judgment

Social security is exempt from garnishment for consumer debt. Make sure you attend the hearing so they don't ask the judge for a bench warrant for failing to appear.

Yes I know about showing up, they have it right on the letter, lol.

I would just need to show proof of income, correct? Also If I get a car, seeing as I am exempt, can they take my vehicle? I need it to go to the doctors, my grandfather is going to buy it for me. My state law says only if its over $700 they can they take it so I am worried.

What state do you live in?

Massachusetts

Here's the link to MA's exemptions and some other good links:

http://www.mass.gov/legis/laws/mgl/235-34.htm

Trial Court Law Library
http://www.lawlib.state.ma.us/index.htm


Massachusetts State Resource Page
http://www.romingerlegal.com/state/massachusetts.html

Massachusettes Chapter 93 regulation of Trade and certain enterprises
http://www.state.ma.us/legis/laws/mgl/gl-93-toc.htm


Massachusetts Division of Banks

http://www.state.ma.us/dob/

if you are going to file, file before the hearing.. that way the automatic stay will buy you some time.. Given the situation I recommend that you use an experienced attorney to file. try this link for low inclome legal assistance in your state: www.massresources.org click in the legal assistance tab on the left.. good luck

yeah I called them 2 weeks ago JJ and they haven't called me back yet.

Two weeks is a long time. Have you tried following up with another phone call?

You might consider dropping by their office also. I have found that I tend to get better service if I am physically standing in front of the person I am dealing with as opposed to trying to get help over the phone.