For about the past week, I have been receiving calls where someone is obviously talking but there is so much static, I cannot understand them. At first they were coming in on the Caller ID as "unknown" but I finally got one with a number the other day. The number of the caller ID then was 866-451-5821. When I call back, they just answer "Card Services" but no one every comes on the line. Does anyone know who this is or anything about them?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.