CMG calling me threatning my DL and theft charges

First I would find the contracts that you have with this payday lender. Then I would get all of your reciepts. Put this aside for later. If you have this place address send them a "Validation letter". There are plenty of samples here, just ask. Send this certified register mailed with a return reciept request and make a copy of this letter for yourself. This will end their calls, etc. You need to do this asap.

okay thank you i will

what state are you in? CMG is a bottomfeeder pdl.debts are civil matters not criminal ones.these so-called attorneys just broke the law stating that.i would do as luke advises.get all the info regarding payments and look into AG and FTC complaints as well.

excellent choice paulmergel. This person really needs are help through this. Do you have the address for Pepper Paulmergel?

We are all here for you Pepper. Just ask away.

to answer your question NO they can't take your DL nor file theft charges,

I agree with ^^^cellular. :wink:

i'll effort it and have that in the A.M.

Send them a debt validation letter. Communicate via mail only. They would not be able to revoke your driver's license, but might be able to seek monies from you in a judgement filed in court. If you get validation and try to negotiate a settlement and/or prove to them that you have payed the debt in full, then you should be OK.

Collection agengies (CAs) are notorious for using slightly illegal tactics to try to scare debtors into paying. I have read many a post about folks receiving letters that appear to be from a law firm, when they are, in fact not. Stand firm, and request validation. It is well within your rights.

here is the address
CMG
481 oliver street
north tonawanda,ny 14120

get that DV and C&D letter out asap.send it certified mail return receipt.

Quote:

I just had a representative tell me they were having someone come pick me up from my job in the next hour to arrest me, b/c i couldn't pay 1200 by the end of december, called me a loser and hung up. then he called back to say they contact my payroll and will start garnishment immedietely. is this an attorney and can they do this?

No they cannot do that!! In fact you need to contact a lawyer so they can pay you for fdcpa violations!!

garnish immediately without a court order. :roll: listen to SOAPLADY and look into a consumer attorney in your area.also look into your state laws in regards to recording calls.

THEY CALLED MY WORK. AGENT MONTGOMERY AT 888-711-7577..CALLED AND CALLED ME A F**K FACE. AND SAID THAT EVERYONE THAT GETS PAYDAY LOANS ARE PATHETIC. I THINK THAT WE SHOULD CALL CMG AND HARASS THEM!!

HOW HORRIBLE!!! :evil: On my CR, I have a debt, reported by a CA, about a PDL. If PDL's are illegal, how can this (so-called) CA report an illegal debt? I do admit I 'defaulted' on a PDL, however....I still can't see how the reporting was legal, on an illegal loan.

I like Martin's idea, maybe we should all ban together for a day and flood their phone lines!

has anyone been threatened by cmg and they actually did something. they are scaring me

I am dealing with these people right now. They told me that since they have my work number and work email address that they could get me fired. First I talked to a Ms Whitmon and now Mr Montgomery has been calling me. I talked the the director of my company to ask about this and he is going to file a police report and a protective order against these people. They are breaking all of the laws set forth by the FDCPA. I will be filing suit with a consumer attorney and CMG will be paying the debt off and paying my legal and court fees and will owe me money for harrassment according to the lawyer. They are a bunch of lawbreaking idiots who like to threaten people to pay something that they do not owe.