debt consolidation

Welcoem to the Community Brad :D Are you having problesm with an agency? If you can tell us more about the situation(no personal info), we can help. You do have a right not to be threatened or harrassed.

What company are you dealing with?

How old is the debt, and when was the last payment?

What state are you in?

Feel free to ask questions..karen

Google fdcpa. Find it, read it and read it again. That will tell you everything you need to know about your rights and the laws governing debt collection.

Yep..........people, on this forum, can give some great advice!! And will get you in the right 'direction.' Welcome to 'our' forum...by the way. :D