Judgment / Bank Levy Question in PA

hiya---

first, it is up to the plaintiff in the case to enforce a judgment-it is not up to the court. So, after a judgment is awarded, often the creditor will send you letters demanding payment of the full amount. I do know that in PA they cannot garnish your wages for a consumer debt judgment, but I do believe that they can go after your bank account. As long as your name is on the account then they can go after it, even if someone else's name is on that account that is not connected to this lawsuit. Your best bet to protect your finances is to have your wife put her money into a different account so that they will not mess with it. The only way they can legally go after her for your debt is if you lived in a community property state, and as far as i recall PA is not one. I would consider moving around your banking arrangements so that you can protect the rest of your finances--otherwise, knowing the reputation that WWR has, they may go in and take every penny from your joint account. These companies are good for taking everything and not caring at all if you can pay the rest of your bills or feed your family.