SCH corp, ACCS corp, American Corrective Counseling – Chapter 11

I too got a postcard last week. After reading all the posts, do we file the papers on the site or not. It seems to be a win win situation right, or just to collect our personal info for the new company to get ahold of us more easily. That is what I am thinking as to why I dont want to move forward BUT...I want to recover anythign I may have paid regarding teh bounced check with Telechek at Walmart. And yes, this has to be a "writing a bad check at Walmart issue "

Are these just walmart checks or could they have been written other places too?

I am still paying on a bad check - making payments.
Do I still need to make payments?

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Does anyone know if I need to continue making payments on a bad check I wrote in 2005?
I have been making spare payments - and I took a class also.
I am in Michigan

I two like 3-4 years ago wrote a bad check to walmart. However I paid it off. I remember getting those letters, however I had no choice but to ignore them due to my financial situation at that moment. I am just lost on how to file a claim! Can anyone help me in explaining how to file a claim. personal information removed for your safety - Jason Thank you!

I rec'd a post card and don't remember writing any bad checks within the past 5 years. And if I had, it wasn't worth much and I did owe it and I eventually paid. Now -- where is the claim in that? If I wrote a bad check for $35.00 dollars and paid the $35.00 dollars to a collection agency (plus a fee of maybe $12.00 dollars) what should I expect back on the "claim"? The $12.00 fee? If that's the case ~ its not worth my time nor the effort. I can image all those people who have paid a fee in the scheme of things buts again, they can take it and stick it where it hurt. I've lost more money than that on the subway. The way I combatant this situation is not to write checks anymore (ever) especially when you can use the checkcard AND dont spend what you dont have ~ therefore, you dont have to deal with idiot postcard claims. Bottom line, is it really worth the headache? Oh! and make sure you keep all receipts when you pay your bills, so when the next creditor tries to collect, you can tell them you paid the company they bought.

THANKS TO ALL who gave me some insight on this shady thing.

Oh, by the way, someone mentioned the FDCPA on this thread, but the FDCPA has a specific exclusion for the collection of bad checks, as that is not considered debt. [15 USC 1692p(a)(1)] "Exception for certain bad check enforcement programs operated by private entities: a private entity shall be excluded from the definition of a debt collector [(2)(B)] that is subject to an administrative support services contract with a State or district attorney and operates under the direction, supervision, and control of such State or district attorney".

I had a bad check at sams club acouple of years ago and they would be the only people that would have the address that my card was sent to. Is this a common theme?

If you got the postcard ("http://www.schcorppoc.com/assets/pdf/Claims%20Information%20-%20Postcard%20Notice.pdf") DO NOT just ignore it, it means that you were on their database and if you ignore it, you just might be contacted by the next junk debt buyer that buys off the debts of this hapless firm. See ("http://www.schcorppoc.com/index.html").

The Claim Form and instructions are here: ("http://www.schcorppoc.com/assets/pdf/Claims%20Information%20-%20Proof%20Of%20Claim%20Form.pdf").

Remove the space that is automatically inserted, when you copy/paste...

its november 16, 2009 has anyone got updated info about all of this? I paid off many of my credit cards with a "credit counceling co." and i paid them nothing. I'm sure they took part of my money for each card i paid off -- but didn't tell me they were. I don't have proof. but i did spend two years and paid off all of my debt. So this brings me to what is this about?? I'm not sure what ACCS Corp or Corrective Counseling Services Inc. has to do with this.

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