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You should probably go ahead and take care of that debt

Date: Wed, 04/29/2009 - 09:37

Submitted by anonymous
on Wed, 04/29/2009 - 09:37

Posts: 202330 Credits: [Donate]

Total Replies: 16


Like a decaying tooth, this problem is not going to go away on its own. Even if your debt is outside the SOL and off your credit report, you can be certain it's still there, owned by someone. The collection will go on and you are going to get burned.

We manage to get default judgments on debts 10, 15, and even 20 years old. The fees and interest have been accruing over this entire time. So the $5000 you charged off on a credit card in 1989 turns into a default judgment for $20,000 today. You will never know what hit you.

I am not trying to make threats or cause problems. I am simply giving friendly advice.


Just because a debt is outside the SOL not mean we can't sue; it just means you can use this as an affirmative defense to have the case dismissed. How are you going to argue a defense when you don't show up in court?[samebox:2a8160d557="paulmergel"]hey moron.you can't sue on a debt past the SOL.any default will be vacated.guess you don't need brains to be a collector.[/samebox:2a8160d557]


lrhall41

Submitted by on Wed, 04/29/2009 - 09:44

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You got a debt of mine? PLEASE... try it.

Your suit will get you countersued. just remember - even threatening suit on an OOS debt is a FDCPA violation. If you like living dangerously, have fun, but if you are dealing with OOS debt you had best realize that you never know where you will get sued from next, because each suit you file, and each time you threaten suit, you violate FDCPA.

Sure the debt is out there. So are debts owed by the Confederate States of America.

Want to read what happened to a Collector who tried this on me?

Go through TOS

I bet they wish I would just go away. After I get the Summary Judgment they get sued by me.


lrhall41

Submitted by Flyingifr on Wed, 04/29/2009 - 09:50

( Posts: 56 | Credits: )


some do.some just pretend they do.i picture this humanoid geting defaults because of improper service or venue.easily vacated by anyone with a brain.i doubt the OP has one sadly. :wink:


lrhall41

Submitted by paulmergel on Wed, 04/29/2009 - 10:04

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some do.some just pretend they do.i picture this humanoid geting defaults because of improper service or venue.easily vacated by anyone with a brain.i doubt the OP has one sadly.

Well, I'm just an idiot who makes $140,000 a year collecting on debts folks thought they had walked away from years ago.

Just remember, our server has signed that your papers were delivered. It's not our problem if the neighbor's kids took it or the wind blew it away.


lrhall41

Submitted by on Wed, 04/29/2009 - 10:12

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you are an idiot.if things were all good with your bottomfeeder JDB you wouldn't be on here spouting your stupidity.so transparent.


lrhall41

Submitted by paulmergel on Wed, 04/29/2009 - 10:17

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probably more than this person cares to admit.good post guest.


lrhall41

Submitted by paulmergel on Wed, 04/29/2009 - 10:27

( Posts: 15514 | Credits: )


Quote:

Well, I'm just an idiot who makes $140,000 a year collecting on debts folks thought they had walked away from years ago.


What is the point of this??

I do not know why you guys are entertaining this. This forum is to help folks out of debt not judge them :evil:[samebox:c6d56da244="paulmergel"]you know what your right.locking this.[/samebox:c6d56da244]


lrhall41

Submitted by Cool_Abyss on Wed, 04/29/2009 - 10:31

( Posts: 2936 | Credits: )