Can a collection be lsited as both a collection and past due?

When your account is placed into collections you are obviously past due. Paying a collection account does not bring the balance up to date, nor does it report positively. So yes it is reporting correctly.

I agree, Soaplady. Yes they can report it as a collection account AND past due...once it is paid, it will show as paid - collection.

If, however, you have DV'd them and they have not responded, then they are not allowed to report to the CRA. If this is the case, then I would send a letter to the CRA with copies of the DV letter (include a copy of the CMRRR green card) stating that they have not validated the account. If the CA continues, hit them with an intent to sue letter.

They can't validate as it isn't my debt, so I am not worried about that. However, they are showing me as 120+ days past due in payment on one of my reports, and I was unaware they could do that as a collection. I thought they could only do that if it was an installment loan or credit card or something like that.

I'm not sure on that one...in your case, do as I suggested...if they haven't DV'd, contact the CRA and send an intent to sue letter to the CA. That should get it removed.

BTW...are they reporting to all 3 bureaus? If they are, then that is a violation worth $3k ($1K a piece).

They are only reporting to 2 bureaus, but only 1 where it is showing 120+ days late. So if that is against the law, it is only wrong on 1 bureau.

What is wrong is the fact that you have DV'd the CA and they are still reporting! That is a FDCPA violation. They cannot report until they validate.