Academy services collection agency

any help would really be appreciated!

Close your bank account ASAP! They will make un-authorized debits and put you further in a hole!

Hold on! Don't close that bank account yet.

First: Contact your bank. Talk to the branch manager where you opened your account. Explain that you have a company that is going to be trying to debit your account, and you are revoking their authorization to do so. Use those words: revoking authorization. Ask your bank to put a hard block on any debits by any company named "Academy" anything.

Second: Write a letter to Academy and advise them that you are working with the original creditor on this account, and that they are not to contact you any further on this account, either by phone or mail. State in the letter that this is a request to cease and desist all contact regarding this account.

Third: make arrangements to pay Citi, and stick to the arrangements. If you make arrangements with them and aren't able to keep them, you may end up right back with Academy again. Make sure you're making payment arrangements that are affordable for you.

Let us know if you need more help.

the info that he gave u about taking u to court or a lean on your home is wrong... they are not able to do that.... but citi bank is... but they wont do that over 4000 debt. i work for acs. we hear about alot of these complaints from ppl... we are taking action on this.. anything u read on the internet is not always true. we as a company are hear to help you get out of what ur in... there are some ppl that have been let go from our company because of these complaints.... im sry that u feel this way... if u do look us up alot of the things said are from years ago....

Academy Collection Services is just that - debt collectors. It is against the law for them to represent themselves as attorneys. Perhaps you could file a complaint. They are bottom-feeding collectors with a very, very bad reputation. If you can work with the original creditor, you'll be much better off.

I have worked for collection agencies for the past 20 years and ACS is the worst. They want and expect their collectors to be brutal and to get the money at all costs. What a surprise they were hit with a 2.5 million dollar fine for violations.

that is not nearly enough in my opinion.

I recently received a call from them and this is the call verbatim (I recorded it)
ACS: "________ are you going pay that debt?"
Me: Who is this?
ACS: "I talked to you 2 days ago"
Me: "I'm sorry, who are you?"
ACS: "Are you going to pay the debt or not?"
Me: "I'm sorry, I don't know who you are"
ACS: Hung up

I knew it ws ACS from my caller ID. But when I answered and he did not give his name or his company name, I was in no mood.

Unfortunately, I'm having to deal with a couple of collection agencies regarding money I owe. Thankfully, the other agencies are more understanding and I have made acceptable arrangements to pay. The people at ACS are the rudest people I have ever encountered. With my hours being cut, I'm barely able to pay for rent and when I factor in ACS' rudeness, I could care less about them.

I'm sure life as a collection agent is pretty rock bottom, but as I distribute my last pennies, ACS will be at the absolute bottom of my list.

Follow this advices when it comes to these scumbags.

ANSWER THE CALLS THAT YOU KNOW (PHONE NUMBERS)
DO NOT ANSWERS THE CALLS YOU DON'T KNOW

PERIOD.

These method by the way is used by security network engineers
to keep hackers away from entering protected systems. here we are talking about millions of tcp packets you are talking about a bunch of scumbags.

From a security Engineer

Something very similar happened to me. I am a 20 year old college student they tried contacting for my grandmothers old navy card!!! they said if i didnt make payments than i would be taken to court and i would also be denied my loans and financial aid. My mother took over at this point because i was getting so upset. The bottom line is that they cant do anything and even if they were to take you to court, they have a TON of harrassment charges against them. DONT GIVE ANY INFORMATION TO THEM!!!

TK...your example is a flagrant violation of FDCPA a couple of ways...disclosing the debt and threatening things they cannot do.?? I would be talking to a NACA attorney if I was you....easy $1000 in your pocket which I know most students can use!!

I had a very pleasant conversation with Mr. John Britton today. It will be the last time I talk to these idiots. He hung up on me, and I got mad and called him back. These guys are crazy. I don't know how they sleep at night treating people the way they do.

I told the female who answered that I have no biz with them, she was told to remove my number from thier database, and to never call this number again. She was told if she, anyone from this company... the jerks are calling me back right now... I asked for a supervisor... a Ken HOST answered. He was told to stop calling me. I asked for the owners name, he asked why.. I told him if he makes me find it, the results wil not be as positive for them. He refused to provide the owners name. I told him to stop calling my number.

Today, September 15, 2009, at 942 am est. recieved a call from a Tom Reid. He was asking for a person i have never heard of. I asked him his name and screamed," my name is Tom Reid, can you not hear me?." I asked him what company he worked for again in a screaming voice asked me if i was XXXX, so i said to him if u dont tell me who you work for then you dont know who you are talking to. He then immediately disconnected the call. Fortunately his number showed up on my caller ID and proceeded to call the number. THe operator answered and i told her that a Tom Reid just called me and was very belligerent and wanted to my a complaint to his supervisor, the operator connected me to Tom Reid's Supervisor named Bill Hall. i told Mr. Hall that I have a complaint regarding one of his subordinates and Mr. Hall stated oh boy. i explained to him that his employee was very belligerent and rude. Mr. Hall asked for my name and number, which i provided and specificly told him to never call again because i was not the person they were looking for. He said he would look into it.

do not let these collection agency bully you around. Its better to deal with the original debtor than these collection agency, if they mistreat you or threaten you in any way call your BBB or other agency that deals with collection agency. I have contacted my BBB and they are now looking in the company.

I have the similar situation. I know I owe the money they are saying. Should Ipay the settlement or is it better to contact citi bank. I dont want to send a payment to a company that may be a fraud?

contact citi bank.this place will not give anything in writing,and you don't know if academy has legal right to collect.best to pay citi bank if you can.

i just began having problems with ACS-- but here is the kicker--Its not my debt--or my husbands!!! It is because of my husbands ex-ewife!!!! She gave out OUR number-- a phone number that my husband got AFTER they split!!!!! And-- this isn't the first collection agency that has called here for her. I have given them HER info, but every few months this starts back up again! Anybody know of anything I can do to stop it?????

Send them a C&D letter. Unless your husband was a co-signer on the card/loan they are trying to collect. If he's a co-signer than he's just as responsible as she is.