collection agency ach payment

Date: Mon, 05/30/2011 - 15:11

Submitted by Tonii
on Mon, 05/30/2011 - 15:11

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Total Replies: 5

Something came up on my credit report, so I called the agency to see what it was. At first they could not find the account--as it turns out it was a bill my son ran up on my last cell phone carrier. I want to get my credit rating up and get things taken care--but I am struggling. anyway they pressured me into giving them my checking account info--even though I said I did not want to do that. They said it would look like I was really making an effort. The bottom line is I cannot afford that much of a payment right now. I tried to get it changed, but they would not do it--is there anyway I can get it changed--everything was done over the phone.

If you have revealed your checking account information to the co

If you have revealed your checking account information to the company over phone, then you have committed a mistake. If you are unable to reach an agreement with the company, then you can get help from a professional debt relief company. A professional debt relief company can help you settle the debt comfortably. They will negotiate with the company and try try to reduce the total debt amount.

lrhall41

Submitted by Good Nelly on Mon, 05/30/2011 - 20:56

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if you gave a company your bank account numbers and are not comf

if you gave a company your bank account numbers and are not comfortable with it, and I would never give out that info to ANYONE on a phone with validation as to who the hell they are, then go to the bank and close that account NOW. TO dangerous to give out banking info to anyone these days, most of these companies are scammers

lrhall41

Submitted by anonymous on Tue, 05/31/2011 - 05:53

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change your bank account NOW!ohiogal is abosolutely correct.neve

change your bank account NOW!ohiogal is abosolutely correct.never just pay a voice over the phone.demand something in writing.if the place refuses,or cops an attitude.report them asap,but never just pay.get your account closed/changed asap.

lrhall41

Submitted by paulmergel on Tue, 05/31/2011 - 08:24

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I know they are a collection agency with an account I owe. I wan

I know they are a collection agency with an account I owe. I want to pay it. However, I want to change the amount of payment. Did they have the right to ignore my requests for a change in the payment amount??

lrhall41

Submitted by Tonii on Tue, 05/31/2011 - 08:57

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You should do it through a written agreement. If you cannot affo

You should do it through a written agreement. If you cannot afford the full payment, you may get help from a reliable debt consolidation company. This company negotiates with your creditors on your behalf to arrange a repayment plan. You can also get a secured loan to repay the existing debt whose interest rate is lower as compared to the other loans.

lrhall41

Submitted by anonymous on Wed, 06/01/2011 - 00:29

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