ACR
Date: Fri, 06/26/2009 - 12:28
I defaulted on an illegal payday loan with cmg, and midland financial. I live in ny. The account was turned over to ACR (advanced credit recovery). Because of abuses to the fair debt collection practice i reported them to the BBB, AG, nys dept of banking. Their response to my complaint to the BBB was to state after internal review that they did nothing wrong but that they would not contact me again until after i recieved a debt validation letter from them. Well behold i received a email for a settlement offer dated 6/25/09. by the way the response form them was dated 6/15/09. Isn't this a violation of FDCPA? what should i do now?
I would say so, but you need to contact an attorney.
I would say so, but you need to contact an attorney.
Keep a copy of it and just wait further, see if they further vio
Keep a copy of it and just wait further, see if they further violate. If the loan in question was illegal, they can validate with contracts singed in blood and they would not be enforceable.
