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FINANCIAL INDEPENDENCE SERVICES ANDREU,PALMA WANT 15.118.65

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TOTAL AMOUNT DUO IS 15.118.65
FILE NUMBER IS 20031111
DEBTOR JOHN ALVAREZ
ACT WITHIN 45 DAYS TO RECEIVE DISCOUNT




FIRST ACADEMY COLLECTION WANT 10.000,00 AND ANDREW PALM&ANDREW,PL TOOK MY HUSBAND IN 2004 TO THE
COURT BECAUSE CHASE BANK.(MIAMI FLORIDA)
THIS ACCOUNT FROM CHASE WENT TO COURT IN 2004 AND THESE PEOPLE LOST.I THINK IS VERY ILLEGAL THEY SEND A LETTER HERE ASKING FOR MONEY.ALMOST 5 YEARS AFTER THE COURTTOLD US YOU DO NOT NEED PAY IT.
ANDREW PALM 701 SW 27tH AVENUE SUITE 900 MIAMI FL 333135 SEND A LETTER HERE:
CLIENT FINANCIAL INDEPENDENCE SERV CORP
DEBT JOHN ALVAREZ(MY HUSBAND BLIND AND MENTALLY ILL
THAT WENT IN THE BEGIN OF 2004 TO COURT BECAUSE
"CHASE".THE NAME OF CHASE IS NOT IN THE LETTER.
MY HUSBAND CALL OCC ANOTHER DAY AND WANT TO GIVE A COMPLAINT ABOUT CHASE.I TOLD MY HUSBAND IS TOO
LATE TO GIVE COMPLAINTS (ALMOST 5 YEARS AFTER THE COURT)ABOUT CHASE TO OCC BUT
I SAW MY HUSBAND GAVE A BIG COMPLAINT IN THE TELEPHONE AND MY HUSBAND SPEAKS VERY WELL ENGLISH
AND HE STAY LONG TIME IN THE TELEPHONE.
I THINK OCC CALL THEIR FRIEND.I'M SURE THIS PEOPLE HAVE FRIENDS IN THE BANKS,COLLECTIONS AGENCIES BECAUSE I KNOW HOW CITIBANK WAS GOOD AND US THE BAD ONES.FINALLY YOU GET TO CLOSE THE CITIBANK THE LAST CITIBANK ACCOUNT HERE BECAUSE OCC IS GOOD FOR TAKE THE FEES AND NOTHING ELSE.OCC BELONG
TO RICH BANKS AND COMPANIES.SORRY BUT I'M ANGRY.
I DO NOT SPEAK ENGLISH AND I DO NOT WRITE ENGLISH VERY
WELL AND I BELIEVE I TOLD MY HUSBAND MANY TIMES TO HANG UP THE PHONE BUT HE CONTINUED TELLING ALL DIRTY ABOUT CHASE,ACADEMY,ANDREW,PALMA ANDREU AND I
BELIEVE PEOPLE REALLY THINK I'M THE ONE WITH MENTAL PROBLEMS HERE BECAUSE I SCREAM BUT MY HUSBAND CONTINUED TO TELL THE TRUTH ABOUT CHASE HARASSING AND STEALING ALL HIS MONEY ASKING MANY TIMES FOR
EXTRA MONEY.
THEIR TELEPHONE IS 877-631-0174.
LAW OFFICES OF ANDREU,PALMA,ADREU,PL
I THINK IS AGAINST THE LAW SEND A LETTER AFTER ALMOST 5 YEAR AFTER TO GO TO THE COURT.IT IS PAST SOL ALREADY
AND THIS ACCOUNT IS NOT PAYING SINCE 2003 I'M SURE BECAUSE WAS ONLY 4000,00 BUT CHASE DISAPPEARED AND ACADEMY COLLECTION WANT 10000,00 AND ANDREW PALM
110000,00 AND NOW 15.118,65!!!I THINK THESE PEOPLE
WANT TO STEALING THE DISABILITY CHECK OF MY POOR
HUSBAND.

Sub: #1 posted on Fri, 12/19/2008 - 15:27

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

CHASE BANK IS FROM 1988 OR 91 NEW YORK CITY AND WE LIVE IN MIAMI FOR ALMOST 13 YEARS.MY HUSBAND HAVE 4 CARDS WITH CHASE IN NEW YORK CITY AND HE CLOSED 3 CARDS WITH CHASE.
MY HUSBAND LOST HIS JOB BECAUSE HE BECAME BLIND WITH 43 YEARS OLD BUT CHASE WANT TO INCREASED THE 4000,OO AND DISAPPEARED FOR A YEAR.
I THINK MY HUSBAND DIDNT
DESERVED TO BE BLIND.HE DIDNT DESERVE TO LOSE HIS JOB
AND HE DIDNT DESERVE TO STOP TO DRIVE HIS CAR BECAUSE HE BECAME BLIND.
I HAVE FOUND JUSTICE OF GOD FOR MY HUSBAND IN DEBT CONSOLIDATION CARE FORUM THAT IS A FORUM BLESSING FOR GOD.
DEBT CONSOLIDATION CARE IS A GREAT FORUM WITH GREAT PEOPLE.
THANKS ALL GREAT MEMBERS HERE.
MERRY CHRISTHMAS AND HAPPY NEW YEAR!!!

Sub: #2 posted on Fri, 12/19/2008 - 15:45

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

Adreu Palma&Andrew
Law Offices o Adreu Palma more phone numbers.
305-631-0175
FAX 305-631-1816
1877-631-0174

Sub: #3 posted on Fri, 12/19/2008 - 17:32

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

Law Offices of Andreu,Palma&Andreu in miami florida is in the rip off.MORE PEOPLE NEED TO COMPLAINT ABOUT THESE PEOPLE.
http://ri poffreport.com/reports/0/338/RipOff0338803.htm

Sub: #4 posted on Sat, 12/20/2008 - 14:09

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

THIS ACCOUNT HAVE SO MANY YEARS THAT ANDREU PALMA LAWYERS FORGET TO PUT CHASE ACCOUNT NUMBER IN THE PAPER.I HAVE TO LOOK ALL MY PAPERS HERE TO FIND THE
NUMBER OF THIS ACCOUNT OF CHASE.
I THINK IF THIS ANDREU PALMA LAWYERS TOOK MY HUSBAND
TO THE COURT IN 2004 IS BECAUSE IS ILLEGALLY TO SEND THE NUMBER OF CHASE BANK IN THE PAPER.
ADREU.PALMA LAWYERS SEND ONLY A FILE NUMBER 2003111
BECAUSE IS ILLEGALLY TO SEND TO MY HUSBAND THIS BILL OF 16,118.65.
I'M WAITING FIVE 5 YEARS FOR JUSTICE HERE BECAUSE ALMOST 5 YEARS IN 2004 WE WENT TO THE COURT WITH
ANDREU PALMA LAWYERS AFTER ACADEMY INCREASED
THIS BILL FOR 10000,00 AND GIVE IT TO ANDREW PALM LAWYERS.I HAVE TO FIND ALL PAPERS I HAVE HERE OF ANDREU.PALMA LAWYERS.I HAVE NO FEAR OF ADREU PALMA LAWYERS.I HAVE ALL PAPERS HERE.

Sub: #5 posted on Sun, 12/21/2008 - 07:59

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

A LETTER FROM ADREU PALMA,LLP
FEBRUARY 23,2005
"AS YOU AWARE A JUDGMENT AGAINST YOU ON OR ABOUT SEPTEMBER 9-2004?"IT IS A LIE BECAUSE WAS BEFORE JUNE,2004.I HAVE TO FIND ALL PAPERS HERE."THIS MEANS THAT THE BALANCE IN YOUR ACCOUNT CONTINUED TO INCREASE UNTIL SUCH DEBIT IS PAID."THIS MEANS THAT THE BALANCE CONTINUED TO INCREASED?ANOTHER LIE BECAUSE IN THE CREDIT REPORT OF MY HUSBAND IS NOT INCREASED NOTHING AFTER PAYMENT.
CONSUMER CREDIT REPORT FOR JOHN DOE DATA ISSUED
5-31-2007
CHASE NA#4226935500011604 18--=945-2006
BALANCE IS 8917,00
DATE UPDATED 3-2004 PAY STATUS CHARGED AS BAD DEBIT
ACCOUNT TYPE REVOLVING ACCOUNT
RESPONSABILITY INDIVIDUAL ACCOUNT
DATA OPENED IS 1992
DATE CLOSED 1-2004
I HAVE TO ASK FOR A NEW CREDIT REPORT FOR MY HUSBAND IN 2009.
AFTER COURT IN 2004 AND THE SOL IN FLORIDA IS 5 YEARS?
THE WORST THING IS THAT THIS ACCOUNT FROM NYC WAS BEEN PAID UNTIL 2002 OR 2003 FOR MY HUSBAND JOHN THAT
WANT TO PAY ALL HIS BILLS.AFTER BEEN PAYING CHASE ONE DAY THE CHASE DISAPPEARED UNTIL ACADEMY BEGAN TO HARASSED MY HUSBAND HERE AND ASKING FOR 10000,00.AFTER ACADEMY CAME ANDREU PALMA LAYWERS AND I WAS THINKING WAS THE SOME PEOPLE.ANDREU PALMA
TOOK MY POOR HUSBAND BLIND AND MENTALLY ILL TO THE COURT.
I THINK IS ILLEGAL LAWYERS COMPANY OF ANDREU PALMA AND I UNDERSTAND MANY PEOPLE HAVE FEAR OF LAWYERS ANDREU PALMA BECAUSE THESE BAD LAWYERS KNOW TO TELL LIES TO CONSUMMERS.
"DID YOU RECEIVED AN INCOME TAX FROM INTERNAL REVENUE SERVICE?"LAW OFFICES OFANDREU &PALM LLP
BY JORGE L.PALMA

Sub: #6 posted on Sun, 12/21/2008 - 09:11

Unregistered


MY HUSBAND DIDNT SLEPT WELL ALL NIGHT AND I DIDNT TELL HIM ABOUT THE ANDREU PALMA LAWYER LETTER BECAUSE AFTER HE WENT TO THE COURT IN 2004 BECAUSE THE SAME ANDREU PALMA IS NOT FAIR MR.PALMER SEND ANY LETTER HERE ASKING FOR MONEY WITH DISCOUNT AND I THINK IS BETTER DO NOT TELL MY HUSBAND BLIND AND MENTALLY ILL.
YESTERDAY I ASK FORHIS CREDIT FILE AND MINE EQUIFAX ON LINE AND I FORGOT THE YEAR OF 2008 IS FINISHED ALREADY AND MAYBE CHASE DISAPPEARED FROM HIS CREDIT FILE IN 2009.

Sub: #7 posted on Mon, 12/22/2008 - 05:44

tsacgiv tsacgiv

(Posts: 2106 | Credits: )

Hi Tania,

Sorry to hear that Law Offices of Andreu, Palma & Andreu, PL is harassing you. But don't worry dear we're here for you. I hope others will also pop in to answer your query.

Let me ask you, have you sent them a debt validation letter? If you haven't then please send one through Certified Mail with Return Receipt Requested so that you can have a document with you. Wait for 30 days for their reply. If they still continue to harass you then file a complaint to your state's Attorney General's office.

Sub: #8 posted on Mon, 12/22/2008 - 23:06

phoenix phoenix
Moderators
(Posts: 1445 | Credits: )

Were you taken to court in 2004 and the case was dismissed without prejudice? If the account closed in 1/04, when was your last payment?

Sub: #9 posted on Tue, 12/23/2008 - 03:04

NASCAR_Devil NASCAR_Devil
Moderators Cum Industry Expert
(Posts: 4671 | Credits: )

hiya Tania--

Check around to see if you still have documentation from that court hearing. If you dont have it still, you may get lucky by checking with the court itself, they might still have records that you can access there.

was this dismissed in your favor, or did they find that your husband was 'judgment proof' instead? Please let us know what happened when you guys went to court over this so we can give you the best answers going forward now.

Sub: #10 posted on Tue, 12/23/2008 - 04:13

skydivr7673 skydivr7673
Moderators Cum Industry Expert
(Posts: 2037 | Credits: )

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