Debt Verification, more than 30 days after receiving collection letter
Date: Mon, 03/19/2012 - 20:05
I received a call from Praxis, stating that they are collecting for HSBC (Orchard Bank). I received a collection notice from them about a month and a half ago. In it, it states the usual, that if I don't dispute within 30 days, this debt is considered valid. However, from what I read here, everyone says request a validation of debt before you send money. Since I am past this 30 days stated in the collection letter, can I still request this?
I want to take care of this, but I also want to take advantage of my rights, and want to be sure I'm paying the right person, and not some scum.
Thanks!
You can still DV them...or you could just call Orchard bank and
You can still DV them...or you could just call Orchard bank and ask them if they placed the account with Praxis.
In my opinion, you should send Praxis a debt validation letter.
In my opinion, you should send Praxis a debt validation letter. Better to have everything in writing in case they start getting antsy.
I had to answer this question. If I am not mistaken (Praxis) is
I had to answer this question. If I am not mistaken (Praxis) is an actual test that teachers take that certify them to teach. Somebody might've gotten (meaning stored) your card information. Check with some of the places you have used the card. But on the brighter side you may be eligible for more credit. Just try to find out.
You are very mistaken...Praxis IS a collection agency. Do you h
You are very mistaken...Praxis IS a collection agency.
Do you have any clue or knowledge of collections or debts?????