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Debtconsolidationcare.com - the USA consumer forum

how long?

Date: Wed, 11/05/2008 - 19:06

Submitted by mandymyr
on Wed, 11/05/2008 - 19:06

Posts: 31 Credits: [Donate]

Total Replies: 1


I live in Ohio. I have a storefront payday loan with always payday. It was for $500 with a fee of $75. I was not able to pay it when i was due and i defaulted on my agreement. I then paid then $100, then another $100, leaving my balance at $399 left to owe because of the returned check charge in received from them for $24. At eh very end of sept. i received a letter from a local attorneys office about stating that i now owe $591, and for validation of the debt i needed to send a request within 30 days. At the beginning of october i mailed them my request for validation of the debt, and why i now owe $591, when i should only owe $399, and that i would be happy to set up a payment plan with them to take care of what i owe, upon validation of the debt. I mailed on oct 2, today id November 5, and i still have not received anything back from them. This office is a local office so i know if i mailed it on oct 2, they would have it in 1 to 2 business days. So should i worry? is there a limit of time in which they have to respond to me by in order for me to be held responsible?


there really is no time frame for a collector be it an attorney or just a regular collector.because you requesed them to validate the amount i doubt you will hear from them anytime soon.


lrhall41

Submitted by paulmergel on Wed, 11/05/2008 - 19:10

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