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Received 100 text messages from debt collectors – Is this legal?

Submitted by on Fri, 09/27/2013 - 04:53
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A debt collection agency from Headland has sent me 100 text messages regarding a debt. Is this a violation of FTC law?


Wow. 100? It what time span are we talking here? Off the bat they can't cause you to lose money by charges made, so if you pay for each text (ouch) then they are in violation of fair debt collection practices act (FDCPA) 808.5.

Have you had any contact with this outfit? Have you returned any of the calls?

They may be in violation of FDCPA 806.5 in causing your phone to go off, but it depends on the time span, though 100 is still ridiculous IMHO.

So who is the debt collector, what is the debt, what have you paid on it, when was the last time you made a payment and finally what state are you in?

With more details about this we can better help you.


Submitted by goldenbast on Sun, 09/29/2013 - 07:25

goldenbast

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