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Will my credit score increase after making the minimum monthly payments?

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I have 5-6 credit cards. I use these cards for purchasing clothes and accessories mostly. Sometimes, I make large purchases in a month. I just can't restrict myself whenever I see good accessories. I know this is my fault. I'm trying to restrict myself nowadays.

To cut things short, I have not been able to pay the full bills every month. The balance gets carried over every month. I make only the minimum monthly payments every month. How will this affect my credit score? My current credit score is 560. I want to increase it for buying a condo in Hoover, Alabama.

You have to change your habit if you want to see an increase in our credit score in future. Your credit score won't increase by making only the minimum payments. How much is your credit limit?

Sub: #1 posted on Sun, 09/29/2013 - 23:21

ditchdebt ditchdebt

(Posts: 679 | Credits: )

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