Allied Credit Financial / Attorney John Frye Office

John P. Frye
3351 Orange Avenue NE
Roanoke,VA. 24012

John P.Frye P.C. Virginia Lawyer
3351 Orange Avenue N.E.
Roanoke,VA. 24012
Phone: (540) 772-7800
Fax: (540) 772-7895

Hope this helps this is the address I got when I googled him. It's under Atlantic Credit and Finance though.

Thank you everyone!!!

[font=Arial][/font][color=Blue][/color][size=3][/size]I have had my first encounter with frye office myself.His office called my mom how he got that number I have no idea. I live with mom but I use a cell phone which some how he got that number as well and called it. I just turn the sound off and don't answer. I only talked to him once to the point of his conversation turning to harrassment. If you ask me that kind of talk is very close to verbal abuse.I hung up and my cell phone rung immediatly.I never answered. This scares me.
sheila :cry:

just pay your bills & there wont be any calls at all :wink:

bills or not, stop calling; use the U.S. Mail system instead and give people a break "guest".

just pay your bills debtor....& by the way a letter is always sent out before a call is ever made puke

Luke

and who do you work for less?

guest

Luke, don't encourage him. He's just a little flamer who's here to greave people. He wants to start trouble and people like him thrive on that sort of conflict. The best thing to do is ignore him, once they are starved of the conflict they so desire then they will give up and go away. Now by posting this I realize that the flamer will probably try to step things up a notch (so to speak) and may make more severe verbal attacks (I can almost guarantee towards me) just ignore him/her and he/she will go away.

Regards

JCEMT

as long as u owe money jcmet it wont go away 8)

I got screwed with left right and center years ago by a collection agency so much to the point that I sued the original creditor who impleaded encore as a third party. I ended up having the balance paid in full as part of the third party suit. In the upshot, I paid less and had the adverse information taken off my report.

Don't necessarily shoot directly for the fdcpa, keep that as a back-up if it gets ugly if they settlement doesn't show up. Sue 'em first in state court, the settlement will be more than the grand a pop fines.

Don't respond to him hockeyman, that's what he wants, just ignore him

Guest- while you are welcome to post and join in the discussions, we do not tolerate name calling, rudeness, or harassment. Please refrain from any of these, and just post your experiences and help..Karen

thank goodness i found this website! i googled the name of john frye to see what kind of an office has employees who cuss and use the f word constantly. the same colector i read about david bennett from earlier posts called my mother whos in her almost eighties after getting her private number from calling my brother and sister in pennsylvania. my dad is in a nursing home pushing near ninety with dimentia and owed household bank almost 9 thousand dollars. my parents always kept thier bills up. this david fanny somehow got a creidt report on my mother and even though the bill wasnt in her name, he said he was a lawyer and kept demanding my mother get out the one cerdit card he knew she had to put over 8 thoiusand on. she called me crying saying that he said he was going to sue her and her house belonged to her so it could be used to pay off the bill if she didnt pay it right now. mom said he kept saying over and over just stop arguing with me and get the card, i have your hole credit report right here and i know all about you. he scared her into paying. i tried calling back and talking to him, he made me speak to his boss elene purtu and i could here this foul mouthed man in the background yelling 'just f'ng hang up on him, we got the fing money, f him, elene said they would not refund the money because it was a legal bill and it was better than getting sued. my mother was saving that card for my father's burial. i contacted my moms lawyer, he said what they did to my mom was fraud and mr. fryes office is just a front for bill collectors who use strong arm tactics to bully people into paying. my mom offered to make paymnts and she will be the first one to say she owed the money but to them its commission and not getting money to pay off the bill thats owed. the lawyer i talked to said this company mr fryes is nothing but a front for atlantic finance and the lawyer really lives in another city hours away. he said to write a formal complaint to the attorney general. the money was owed but they didnt have to be mean to my mom for my dads account. what should i do?

CA's have access to some VERY amazing skip trace programs and sites... most collectors have been trained in their use. When I was a collector I was often called on to pull out the proverbial dog and pony show for company clients to impress them with how thoroughly we could work accounts. BTW whoever this frye guy and his company is, they have completely violated the fdcpa and I would recommend getting a recorder for your phone to document the calls. *WEG* I would love to see a judges reaction to THAT tape.

Sorry, to repost myself but I want you to know I am NOT that meanie troll person:

CA's have access to some VERY amazing skip trace programs and sites... most collectors have been trained in their use. When I was a collector I was often called on to pull out the proverbial dog and pony show for company clients to impress them with how thoroughly we could work accounts. BTW whoever this frye guy and his company is, they have completely violated the fdcpa and I would recommend getting a recorder for your phone to document the calls. *WEG* I would love to see a judges reaction to THAT tape.

It is quite interesting that I've found you guys on here. Basically, I got a phone call today at about 6 something PM. I couldn't answer the phone right then, but at the same time no voice mail was left. I did this search for the number that was on my phone, and it said it was from the Attorney office John P. Frye in Roanoke. I live in Annapolis, I don't go to VA much at all--let alone Roanoke.

So I did a Google search on the net (what any American citizen would do! ;) ) and I'm glad i found this thread. I don't know who these Frye people are, I REALLY hope they got the wrong person. I've pulled out loans for school and such, but I'm still in school and other than that I've never paid a bill late in my life (well my life has been short, as I'm only 22 years old).

I hope this is a mistake. But I don't know if I really want to call back to verify if it was. These guys sound terrible. My regrets to you all, I wish you the best of luck. Seriously, this doesn't sound like puppies and rainbows at ALL.... :-(

can i be pursued for a debt a family member owes? due to a clerical error, my first name is on the card (we share a last name) but the rest of the info on the account is hers (soc, bdate, etc)

You opened the card, you signed the contract, you activated the card, you then used the card for what ever purpose that served to your benefit - so now you owe the debt & failed to pat the minimum payment - allowed the card to go into a defaulted status. Then proceeded to avoid the colection calls, change your number, give out fake or false information to avoid the collection efforts. Now yor pissed off & angery at these people for finding you & trying to make you pay your legelly owed debt! Come on! Cry me a freakin' river, build a bridge & get over it! You did this to yorself & have noone but yourself to blame. You had the oppurtunity to pay the bill on a voluntary basis with small minimum payments & you did not do it. So put on your big girl or buy pants, get a job, take ownership & do the responsible thing. Pay your debt. Its that simple. :d

Yet another ridiculous, and grammatically entertaining, post by a "guest."

Just ignore them Ron, I think I understand these "guests" now, regardless of if they actually work for a CA or not they thrive on conflict. By answering their posts you give them ammo by letting them know that someone is listening to them. Just ignore them, they are not a part of our personal business.

he is not a lawyer, nor is anyone representing his firm. p.c. stands for professional collector. his newest toll free number is 866-392-3100 and fax is 540-767-7807. he switches it a lot. his firm has a number of pending suits filed against him, under the f.d.c.p.act of 1978. fair debt collections protection act. under this act can only call between the hours of 9 am till 9 pm. if your employer dissaproves of collection calls at work they must cease. j.p frye is not an attorney nor his associates that is a misleading statement and illegal under fdcpa act. best course of action tell them you have attained a lawyer and threaten to sue under the fdcpact. goodluck.

just google john p frye,p.c. do the research p.c. stands for professional collector. as for the ignorant that have not gotten to the point of collections your turn will come if you do not research what you are getting yourself into. trust me. credit cards are the downfall of the poor and middle class. whereas companies like ENRON can take investors money (billons) and claim bankruptsy and go to a federal prison with tennis courts and the like. wake up AMERICA. THOSE THAT DONT READ THE PAPERS OR WATCH THE NEWS HAVE NO PRESUMPTION OF TELLING OTHERS THAT THEY ARE IGNORANT.friends look around you what is happening in this world. the less fortunate pay more while the rich pay less??? why is ron unemployed? ask him..

The only way to keep these folks off your back is to pay your bill, s & you wont, have hear from them if you don't want pay then don't get it you may not need it any, way, but on the other hand if the collections agency keeps budging you when you are paying tell them to back off & keep records of when you pay by all means keep track just, in case they try some ting funny


Robert, your posts are valuable to us, but please try to follow the format used by others. Please do not use block letters and dots between the words. - Jason

I have been called from the office of John Frye about 7 times just today. I won't answer. I agree that "just pay the bill" and this wouldn't happen, but sometimes circumstances change so much it is impossible to continue paying for awhile. These guys seem relentless, but I feel much better after reading all the comments. Thank you all for all for sharing all of your valuable experiences.

Welcome to the forum Meeko.

If you would like any assistance/advise then feel free to ask.

I am so relieved to see that I am not the only one that has had the same experience with these people. They try to intimidate you. They are nothing but bullies. I think on the most part, the people that end up with an unpaid debt is only because of life circumstances. I had arrangements set up with my creditor and these people still ended up with the account, even though I have been making payments. So my thought is just ignore them and get an attorney if necessary. They are BSers and they know it.

I have been making payments to these people since last August and nothing has been fixed on my credit report. I am getting ready to cut him off; does anyone know how bad this could get from here on out? He has collected more than 50% of what I owe him already, but we are just struggling.

Has anyone been taken to court from the Atlantic Credit & Finanace - John Frye company? I just got my first call and waiting for my letter.. they said they need the money NOW! TODAY! Or we will take you to court.. no time to think.. no time to wait.. either do it by monday.. or its over.. no payment plans. WOW.. why won't they work with you.. if i had the money six months ago.. i would have paid it.. they debt is only six months old.. and just sold to them.. why won't they wait.. if i dont pay them.. will they take me to court.. i am trying to sell items.. anything.. anybody have any experinces with them? Thanks!!!

:roll: OI-VAY! This is a rediculous site. It is my personal opinion that The Law Office of John Frye is simply collecting bad debt. Cant believe that they actually have a website devoted to them for hate mail! Better yet, how many of you have delinquent debt that you have neglected to pay? I speak from personal experience, I have been behind on my finances but have always managed to make arrangments with the creditor. If you spent more time trying to come up with the funds to pay your bills versus posting hate mail, these people wouldnt be calling you!!!

In respone to No Way Out, The Law Office of John Frye will release you of your obligation once the debt has been paid in full. They then will instruct the creditor to mark your account as paid. It is under your discretion to notify the credit bureau that the account has been paid and to update your credit report appropriately. Get your release letter and make copies!

Well according to the bar association there is ono such attorney listed in georgia so,,,,,,

HI, I had this experience last night in front of my children. 3 people kept getting on the line to threaten me from Fryes office who I have no idea where the hell they came from. no letter?? I woulk like to follow up with who posted this. I am very angry and upset. They are not getting way with this.

Sheila Murphy
[email]snmurphy@rcn.com[/email]

Welcome to the community Mrs. Murphy.

I'm sorry you had to go through all of that with your children present. Could you tell me a little more about the threats they used? Also could you tell me a bit about the debt in question, if you could answer the following questions I can better assist you.

1. What type of debt is this?
2. Are you familiar with the debt?
3. When was the last time you paid on this debt?
4. What state do you live in?

I'll try to help you sort through all of this to the best of my ability.

Hi, Thanks for responding. 1. credit card 2. yes. 3.paid 4/4/08. I live in Mass.
we ran into some hardship last summer. Most of all our cebt is caught up. Thats why I was surprise about this phone I received last week. Ms. Rose AKA whoever from Fryes so called wanna be lawyer office.
I told her I was unaware that I was in collections with this account, so lets get it rolling. The debt is only $900. So I offered to pay $200 this wednesday gave my atm card. She said we need to make further arrangement I said sure. We agreed to talk on Monday night. Something did come up. I have 3 childrens full time job etc. So she kept calling my home and leaving messages. Then kept calling my husband work nextel over and over again. So I thought o.k I will set something up. Like anybody else would expect. I told her I would pay her more money on June 4th. She told me I needed to pay all this month or else. I felt I was reasonable since I really was unaware of this since I paid $100 directly to the CC company on 4/4/08. And I was giving her $200 5/6/088 which is today and it better now come out of my debit card because after the third rude, disrepectable, low life, humiliated me in front of my children. I lost it. Told them I am giving them nothing. Do not take the money tomorrow. I have NEVER in 45 yrs have ever been treated so terrible. I am a very responsible adult. Who do they think they are?? I have printed out the FDIC Law, Regulation, Related Act. They broke so many of these rules, harrassment, misleadig representations.etc. This is unacceptable. No one should have to deal with this type of humiliation. If you notice the type of people they hire. They barely make minimun wage and are trained to act like they have power. I wished I live in VA. I would be in there office today. For all of the "you owe" you need to pay people you need to lay off. Bad things happen in life you do not know what these people have been through. I am sure they did not want this happen to them. It was a mistake and most are willing to pay what they can. How can these people pay if the means are not there.If you are so perfect in paying you debt so be it. Bravo to you. Let other voice there opinion you are not in there shoes. So DO not belittle them as what comes around goes around in life. So rest. Well thanks JCEMT for listening and anybody else who feels this way.
Sheila in Boston - Go Sox
P.s. They told me when I was getting my economy stimulus check. What is wrong with this picture?? I hope they take me to court. They are nothing but one big joke.

You could also check fdcpa (Fair Debt Collection Practices Act) for additional violations. If it is merely in collections and the original creditor still owns the debt just make payments to the original creditor as they cannot refuse payment.

I have ignored their calls. I read a book called debt cures by Kevin Trudeau and it said to negotiate with them. It was quite an inspiring book. :D Loudia, send that letter. They don't want you to send a letter. Their is a form in that book that has you show them your monthly income and expenses. Have an accountant sign that letter making it legal. That form will show them that you are in the negative and can only afford very little to pay if anything. I tried to negotiate when it was in collections and they only wanted the minimum payment so I basically gave up. Now it's at the point "we are sueing you". I'm excited. :D What a challenge this is going to be. Bankruptcy is the easy way out...I never take the easy way with anything. At my age I don't want to do that. I want to own a house one day. The credit monsters are evil.:twisted: I don't feel 25,000 dollars in debt is enough to go bankrupt. It's not good but it's not worth it enough to damage my credit for the rest of my life. What a fight this is gonna be. :twisted:

I keep getting calls from John Frye's Attorney's office at my job every single day. How can I make them stop calling my job place? I'm going through a divorce at this time and can't afford to make any payments to anyone as w don't know who will stay with what bills. Is there any way I can ask them to remove my work phone from there list? any suggestions would be greatly appreciated.
Thanks.

Welcome to the community Calibabe.
You can stop the calls at your workplace by letting them know that it is not a convenient location to contact you or that your employer does not permit personal calls. As a backup you can send the same request to them in writing via USPS certified mail, return receipt requested.

Once they receive your request by law they must comply. If they do not you can sue them for $1,000 per call in violation of this.

You can send a "cease and desist letter" this is a legal bind that they cannot call you at all. Send it certified too. google it.
It works This company is vicious and this should not be happening to anyone. It is harrassement. They are also only allowed to call so many times. fdcpa has guidelines. This company does NOT follow them all.
Good Luck

You can send a "cease and desist letter" this is a legal bind that they cannot call you at all. Send it certified too. google it.
It works This company is vicious and this should not be happening to anyone. It is harrassement. They are also only allowed to call so many times. fdcpa has guidelines. This company does NOT follow them all.
Good Luck

Sheila Murphy,

THE LAW OFFICE OF JOHN P. FRYE, P.C. is only allowed to collect debt via telephone and mail from it's Virginia office to people in Massachusetts. Any activity they conduct that constitutes the practice of law is prohibited. John Frye only filed a foreign corporation certificate 01/30/08 so he is off to a bad start if they threaten you with a law suit.

He is not a BAR member in Massachusetts and he is not listed with the Division of Banks to collect debt in Massachusetts. Pay him nothing.

They started calling me. I've read the thread here and they sound horrible. Should I just send the letter now before it gets ugly? They called me at work also. I live in Michigan, can they sue me from Va?

Any help would be appreciated.
Thanks

They can only file suit if they are licensed with your state/county Bar Association. I would suggest sending the validation letter ASAP, you can find a good template for one via my signature link. Be sure to send the enclosure with it certified mail, return receipt requested.

So do you know for sure that J.P. Frye is not an attorney? Is it illegal to misrepresent yourself?

I am a POA of an acct this office just called me my family memeber that I am POA over has Alzheimer's and dont recall this acct and I can not find anything on it ..........

I tryd to set up payments they want it in full.. they tell me to take the loan out .. why should I ? Any advice?

The info I have is this

Bar # 26214