Question:I have read a couple of complaints about allied interstate and they have just started to call me also. They call constantly over a debt of 45 dlls. Every time I try to settle with them through mail they refuse to bill me through mail instead want to obtain my bank account information. This I found quite suspicious. Just this morning at 8 am they called again and the guy was rude! He even said that if I didn't pay this amount it will mess up my credit index! I told him my situation that I didn't have a job at the moment but that if they billed via mail I will be glad to give payments at my ability he again refused to do it via mail.
Now i'm an 18 that just started college. I lost my job and have many othe things to pay. However, this situation does frighten me for I do not know anything about credit.can this really affect me? And how do I get those people to stop calling me! Someone please help!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.