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Oh my gosh, something fishy is going on!

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This is the link to my original thread:
http://www.debtconsolidationcare.com/collection-agencies/arrow-financial.html

Today, at work (I work in an office), I received a letter addressed to my employer from Javitch, Block & Rothbone, it says to the payroll department. It has to be about me! I just received a judgment from the court to vacate the original default judgment, and am in the process of answering the original claim. What in God's name is going on! I am panicking right now because I can NOT open this, yet I know it's about me. This is so humiliating, all I need is for my employer to know how many financial problems I am having right now. What should I do?? :(




mommontoya
Could it be that this really has nothing to do with you but another employee? Wouldn't that be great....for you not the other employee

Actually, I know it's about me because, the nosy person that I am, I held it up to the light and tried to read it. lol I saw my name but couldn't make anything else out. I did bite the bullet and sent an email to the boss and explained the situation, I asked that he let me know what the letter pertains to.

Sub: #11 posted on Mon, 03/31/2008 - 13:51

Shazzers Shazzers
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Good Luck shazzers, at least you made the first step by telling your boss and you are probably feeling a bit better after you told him. He will understand! I do know how you feel cause my employer received a wage assignment for me and I was a nervous wreck (I even cried in front of the HR person) then when I left her office I was like my gosh i am so dumm!! why did I have to cry? I am not the only one who has all these debts out there. Now I just laugh about it. Good Luck.

Sub: #12 posted on Mon, 03/31/2008 - 13:58

KATELYN2COOL KATELYN2COOL

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Sorry about the ghost post earlier, bud. I was killing an odd ten minutes at lunch. Saw your post, but no time to mess with login.

Looks like you're in good hands here. Frog and the others are giving you good advice. I wanna add something to what they've said, if I may be so bold. It's not a crime to owe money in this country. You can't be arrested, as I'm certain you know, and you can't be fired for it, either, AFAIK. Your boss has likely seen these sorts of things before. Don't wig out over it.

I have a couple of questions, too, if you feel like telling. First, how come the letter ended up in your paws? And second [since it did...], did you happen to note the postmark date? Therein may lie a clue. Any word from your boss?

Regardless, we're here for you!

Sub: #13 posted on Mon, 03/31/2008 - 15:04

unclewulf unclewulf
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unclewulf
Sorry about the ghost post earlier, bud. I was killing an odd ten minutes at lunch. Saw your post, but no time to mess with login.

Looks like you're in good hands here. Frog and the others are giving you good advice. I wanna add something to what they've said, if I may be so bold. It's not a crime to owe money in this country. You can't be arrested, as I'm certain you know, and you can't be fired for it, either, AFAIK. Your boss has likely seen these sorts of things before. Don't wig out over it.

I have a couple of questions, too, if you feel like telling. First, how come the letter ended up in your paws? And second [since it did...], did you happen to note the postmark date? Therein may lie a clue. Any word from your boss?

Regardless, we're here for you!


The letter ended up in my hands because I am the secretary, it came regular mail, the corporate office is in another town, so I sent it down to my boss via another employee who drives that way after work (he lives there, and works in the town I live in). It was postmarked the 26th of March. I received my copy of the ruling from the court to vacate the judgment on the 23rd of March, which I would assume the CA did also, the address (which is a P.O. Box), is in Ohio also. I probably won't hear anything about the letter until tomorrow.

Sub: #14 posted on Mon, 03/31/2008 - 15:51

Shazzers Shazzers
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hiya shaz--

ok, first, dont panic. This could actually work in your favor, believe it or not. Depending on the contents of that letter, this could very well be illegal third party contact. You need to see about what was stated in this letter, that will tell you what your next move needs to be.

At this point, if you find that they are up to no good(legally speaking), I would go right to the judge with whatever illegal act they have done this time, and move for immediate dismissal with prejudice on the grounds that the entire lawsuit is illegal, and the fact that they keep on breaking the law. Of course, this is if they have acted illegally again.

By the way, I dont recall--did you ever mention an affirmative defense when you answered the summons? I hope you mentioned the fact that you have documented proof that they ignored a DV request, and then filed suit after they received that request. If so, I would push for dismissal, because they have really made a mess of this whole thing. Please refresh my memory about that.

By the way, it is a law--they cannot fire you or discriminate against you at your job because of financial issues. Dont worry. And, if your boss does say something about it, you can even let him/her know(if you decide to) that they are in the wrong, that you already got one court action overturned in your favor because this company is acting illegally, and that they are still doing so in this fight.

Sub: #15 posted on Mon, 03/31/2008 - 16:08

skydivr7673 skydivr7673
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I'll try to refresh your memory without making this too long.

-The Plaintiff (Arrow Financial) filed a complaint in Feb., 2007. They sent two notices, one certified, one regular mail. I received neither as I moved. They got a default judgment in May, 2007. Garnished my wages in Oct., 2007. The motion for garnishment was lifted because they (Arrow) failed to serve me properly. The court vacated the judgment and filed it on March 25. I was given until April 21 to answer the summons, I sent a letter to the Judge and told him I never received the summons and asked the court to send me a copy so I could answer it properly. I still haven't heard from the court yet. Then today, my employer received a letter from the Attorneys representing Arrow Financial - Javitch, Block & Rothbone, I have no idea what it says yet, but it was postmarked the 26th of March. Arrow Financial singed for a validation letter on the 25th of February, the only thing is, I sent out that letter to them because of the garnishment, they replied to me that my opportunity for verification had expired.

Sub: #16 posted on Mon, 03/31/2008 - 16:32

Shazzers Shazzers
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OK...take a DEEP breath, SHAZZERS!! ( 1 Sheep, 2 Sheep...LOL) Trying to cheer you up a bit..hope it's working. Sounds like these guys are trying to do something 'underhanded'. There IS something 'positiive' about this, however. "What,"...you may ask? That you ARE dealing with this. Can you imagine how many people who AREN'T dealing with thier OWN issues? I'm sure your employer will be appriciative of you letting him/her know....and then handle the rest from there.

Sub: #17 posted on Mon, 03/31/2008 - 20:34

sdchargers_63 sdchargers_63

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Also, dont forget, they tried to pull a fast one on you before, and we helped you beat em back! Let's see if we can do it again.

If you like, you can either post here or send me info on that letter and we will see about getting to the bottom of it.

Sub: #18 posted on Mon, 03/31/2008 - 20:37

skydivr7673 skydivr7673
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I would have opened the letter and then 'lost it' but then thats just me. Your moral compass is better aligned than mine :)

Sub: #19 posted on Tue, 04/01/2008 - 00:55

Unregistered


Well guest, it wouldn't have been right to open that letter, I did try to peek though. :oops:

Sub: #20 posted on Tue, 04/01/2008 - 04:50

Shazzers Shazzers
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