Admin Recovery, LLC
Date: Fri, 04/08/2011 - 07:24
I'm just reaching out to see if anyone has had any dealing's with Admin Recovery. Their attempting to collect on a debt for Rooms to Go. I can't seem to find much information about them. Also, I was wondering how I can go about checking to see if their licensed to collect in Louisiana.
Below is a sample of their debt vierification, which I don't think is good enough. Any suggestions would be helpful.
Quote:
Original Creditor: Shoppers Charge/Rooms To Go Dear ASHLEY , This is a demand for payment of the original debt incurred by you. The debt identified above was sold by Shoppers Charge, all of your rights and obligations regarding this contract have been assigned to this office. Your past due contract is currently being reviewed. You may choose to resolve this matter with one of the following options: (1) You may pay the balance in full in the amount of $1,325.52 with certified funds or; (2) You may contact this office to make an acceptable payment arrangement. If you have any questions relative to the above referenced matter, please do not hesitate to contact our office toll free at 1-866-703-7961, Monday through Friday 8:00am-9:00pm EST. Please refer to the file number indicated above. All payments are to be remitted to: Admin Recovery LLC, 5930 Main St Williamsville NY, 14221. VALIDATION NOTICE UNLESS YOU NOTIFY THIS OFFICE WITHIN THIRTY (30) DAYS AFTER RECEIVING THIS NOTICE THAT YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, THIS OFFICE WILL ASSUME THAT THIS DEBT IS VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THIRTY (30) DAYS FROM RECEIVING THIS NOTICE, THIS OFFICE WILL OBTAIN VERIFICATION OF THE DEBT OR OBTAIN A COPY OF THE JUDGMENT AND MAIL YOU A COPY OF SUCH JUDGMENT OR VERIFICATION. IF YOU REQUEST IN WRITING WITHIN THIRTY (30) DAYS AFTER RECEIVING THIS NOTICE, THIS OFFICE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OR THE ORIGINAL CREDITOR IF DIFFERENT FORM THE CURRENT CREDITOR. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION WILL BE USED FOR THAT PURPOSE. Sincerely, Angelo Marzullo GM Admin Recovery, LLC |
Ashley: Send them a debt validation letter within the 30 day pe
Ashley: Send them a debt validation letter within the 30 day period. Make them verify that they are legally allowed to collect on this debt. A sample of a debt validation letter can be found on this forum. Send the letter certified mail/return receipt so that they can't say they never received it.
There's no need to send anything fancy. Just a simple note of "
There's no need to send anything fancy. Just a simple note of "I am requestion validation of this debt as per my rights according to the FDCPA. Please send proper validation within a reasonable time period. Thank you."
Thanks Ladies! I actually did request that when I spoke to them
Thanks Ladies!
I actually did request that when I spoke to them on the phone and what's quoted above is their reply. So what they sent above isn't good enough validation, am I correct? They didn't have an account number in the letter. Just the amount owed.
Ashley: No, I don't believe this validation is good enough. A
Ashley:
No, I don't believe this validation is good enough. Also, please note in their validation it says "UNLESS YOU NOTIFY THIS OFFICE WITHIN THIRTY (30) DAYS AFTER RECEIVING THIS NOTICE THAT YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, THIS OFFICE WILL ASSUME THAT THIS DEBT IS VALID." Therefore, I think you should write them a letter and send it by way of certifed/return receipt mail and dispute the validity of the debt.
Here's a good letter that I use
HI! Just wanted to help you out here. Below is a letter that is used by many when requesting Validation of Debt. You should use it. Admin Recovery 5930 Main StWilliamsville, NY 14221 Re: Acct # To Whom It May Concern: This letter is being sent to you in response to a notice sent to me by your firm. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.Please provide me with the following:
- Provide a full accounting history showing how you calculated the alleged debt.
- Provide me with copies of any papers that show I agreed to pay what you say I owe specifically, an original signed contract bearing my signature.
- Provide a verification or copy of any judgment if applicable Identify the original creditor.
- Prove the Statute of Limitations has not expired on this account.
Violation of the Fair Credit Reporting Act
Violation of the Fair Debt Collection Practices Act
Defamation of Character
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
I would also like to request, in writing, that no telephone contact be made by your offices to my home or to my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS.
It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards,
Re: your Debt collection letter
Wow! Your letter is great! It covers so much pertinent information! Thanks for sharing it!
Keep It Short and Sweet
[COLOR=black]
"YOUR FULL NAME[/COLOR]
[COLOR=black]YOUR FULL ADDRESS[/COLOR]
[COLOR=black]CITY, STATE ZIP CODE[/COLOR]
Admin Recovery LLC
5930 Main St
Williamsville, NY 14221
[COLOR=black]DATE YOU SEND THE LETTER[/COLOR]
[COLOR=black]Re: Admin Recovery Account #[/COLOR] (If they gave you an account number or ID number)
[COLOR=black]To Whom It May Concern:[/COLOR]
[COLOR=black]I am in receipt of the letter you sent me recently. I am writing to inform you that I hereby dispute your claims of indebtedness and request that you properly validate this debt in accordance with Federal Law. Thank you for your cooperation.[/COLOR]
[COLOR=black]Respectfully,[/COLOR]
[COLOR=black]YOUR NAME" (Type it! Never sign anything!)[/COLOR]
[COLOR=black]I almost made a mistake by sending them a 1 or 2 page VD letter. They know the laws or at least they should but for your sake you hope they don't. Anyway, I kept mine short and used Certified Mail through USPS. They got my VD letter, signed it and returned it but are failing to communicate with me now. So far I have the ball on my court :)[/COLOR]
[COLOR=black]Good luck![/COLOR][COLOR=black]
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