Bank Garnishment from Asset Acceptance

Call the courts(where you useto live) and see if there is any judgements against you. Or if your courts have online access check there.

What's the broads name?

what kind of court is it? civil?

I just spent an hour talking to my bank again. Apparently they sent me the judgment/garnishment paperwork but I don't have access to my home address right now. I asked them to send it to my overseas address.

Ok, called the court and the amount is around 3,000. The attorney is someone who works at Asset Acceptance as well! >.< what should i do now? I mean, I couldn't have come to the summons since I wasnt even in the states then...

Should I call those people at AA and try to explain to them?

called AA, and they will not release my bank account unless I pay the full amount. Funny thing is the amount on the judgment and the amount AA wants me to pay is totally different!

I even explained that I've been overseas for the past two years and therefore had no knowledge of any summons, judgment or mail of any kind. Wanted to work out some sort of deal because of this and they basically laughed at me.

Sounds like they got a default judgement. Since this involves you being overseas i'd contact an attorney and see what they say.

are you deployed in the military?

If so, contact the legal beagles, military personnel can speak with their service's military lawyers concerning such matters. I do believe that if you are overseas on deployment when something like this happens, that you do have options to protect yourself.

No, I am not in the military. I'm just working overseas. I dont think I have any other options here.

I have a feeling they will garnish my future wages, put a lien on my property.. they aren't the only creditors I have. Who knows if I have more summons or judgment back home >.<

So if I don't take care of the garnishment now, will there be other interests and fees added on later?

As far as putting leins on property they can't. Unless it's for past due taxes, owing a builder that type of thing. If it's just regular old debt the worst they can do is get Judgements. I would seriously talk to an attorney and and see if you can vacate the judgment due to improper service. Though I'm not sure how it would work since your overseas. I would also contact the courts again, and have them send you the paperwork so you can see if there's any interests or any other judgments out there.

Usually with a bank levy they only do it once, and take whatever is in the bank account. But I'd seriously talk to an attorney, and see what your options are being that you are overseas.

They can only garnish the funds in your bank at that time if they want more funds in the future they will have to repeat the process again for each time they want to garnish through your bank. You do need to get an attorney they can have the judment vacated based on improper service. You might want to think about making other arrangements for your student loan and maintain your money in the country where you work.