Does anyone know how long you have to respond if a suit is filed in Pennsylvania? I have had a rough time dealign with Asset Acceptance. I'm not sure if they have even done anything but my mail has been on hold since July 30th (long story) and I won't be able to get mail again until Saturday. I'm not even sure if anything happened but I don't want to have missed my chance...I read on here they attempt to get a lot of default judgments.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.