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They called my wifes cell phone trying to get in touch with me about a Chase CC that was charged off last year. I was recently released from a nursing home after having 2 strokes. Are these people the same as portfolio recovery associates? If they are the same, I sent Portfolio a DV and CD letter several months ago and have never heard back from them. Should they be contacting me without providing the validation? Should they be contacting my wife since I told them to cease calling any of my relatives, neighbors, or friends?


Sub: #1 posted on Wed, 09/10/2008 - 01:05


How is this reporting on your credit reports? Does Portfolio own the debt or the original creditor? ARS is a seperate entity from Portfolio but if Portfolio is the owner of the debt, they may be using ARS to collect for them.

Sub: #2 posted on Wed, 09/10/2008 - 03:51

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Guest, I think they are supposed to send you something in writing within 5 days after they call you.

Sub: #3 posted on Wed, 09/10/2008 - 23:31


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