Do I pay or not?
Date: Mon, 06/23/2008 - 12:12
ASTA/Palisades CA is sending me notification of a judgment on my husband's credit report. He does have a judgment on his report but it's a completely different account number than the one Palisades is listing. Palisades says it's the same account and that they'll settle the judgment if I pay the account in full. We just refinanced our home and got cash out to include the amount of the original debt and I want to satisfy the judgment but I don't want to be screwed either. I'm not fully into trusting that these people have the original account since they only have their account number and not the one I know to be correct.
What to do?
What to do?
reply
i don't think you could've refinanced and cashed
out of your home with a judgement on your record.i would check to make sure of this.
Send them a debt validation letter. There are some samples here
Send them a debt validation letter. There are some samples here:
http://www.debtconsolidationcare.com/letters/
You definitely need to make sure that the debt that Palisades is trying to collect is the same debt that is on your husband's credit report.
Don't pay them a dime until they validate this debt. Do as alia
Don't pay them a dime until they validate this debt. Do as alias suggested and send a dv ltr and make sure that the amount is correct before sending them any money.
