Collection Agencies/Port. Rec, Atlantic Credit and Finance, LTD
Date: Mon, 12/13/2010 - 05:26
Hi All,I am fairly new to this forum. I have been on the PDL forum but I got out of that trap, so now I am trying to handle bills I haven't paid!I was ready to make arrangements with the CA's but I have been doing some reading here, and now I am thinking maybe thats not the right thing to do????The three that I mention before have given me the letters stating I have 30 days to say if the debt is valid. How should I proceed???? I can't make payments to the OC anymore since I am assuming they have been sold. How would I make payments and what should I ask for/do so that I can bring my credit rating back up.Thanks so much! This site is a blessing
send both DV(debt validation letters)send them certified mail re
send both DV(debt validation letters)send them certified mail return receipt.make them prove their right to collect,and that the amount is right.request validation before proceeding.