what do i do?
Try These...
First: Check all 3 credit reports to ensure that they didn't attack that. If they did, dispute it with all 3 credit reports.
Second: Find their current mailing address, write a simple validation letter and send it Certified Mail through USPS. It must BE Certified to ensure proof IF you have to take legal actions against them.
That should stop them. If not, contact a lawyer ASAP!
Good Luck!
I suggest you log into http://www.nslds.ed.gov and see what loan
I suggest you log into http://www.nslds.ed.gov and see what loans you borrowed. I looked at the school site and they appeared to use FFELP loans which were probably thru Sallie Mae. When you default on a federal loan thru Sallie Mae, they file a default claim with your guarantor...that is why Sallie Mae no longer has your loan. Collect Tech is a collection agency for many student loans.
How did you pay for your schooling if you didnt borrow loans? These types of private vocational schools regualrly cost around $10,000
Log into the site above and see what you borrowed.
has your tax return ever been taken??