Can Debt Consolidation Chicago help? I am desperately looking to get this off my credit history, I came to know of this account 8 months back. I somehow missed the bill and didn't pay it. Now, I am getting calls from collection agency for 240 dollar from Bonded Collection Corporation (bcc-chicago.com)
1)Can I pay them and it goes away from my credit history on phone using my checking account/credit card, Is it safe to do so ?
2)I asked them to mail me a statement and they are not ready to do so. How reliable are they ?
Is there an alternate way to conform this account besides 1-800-365-0292 (HSBC), It's an automated number and when I look up with my account number, it shows nothing as balance. Please help.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.