Question on collection process??
Date: Wed, 04/01/2009 - 12:22
Please help!!!
Okay, here is the latest with Avantis Finacial. After 3 months I finally received my mail from my old address that they sent three certified letters to. The first one stating they were going to sue me and I had to appear in court, the second stating they sued me and one because I did not show up and the third one that they were sending a letter to my employer to have them garnish my wages. I also received letter from my employee that they sent to my old address (don't ask me why, as they send everything else to my new address) that they were going to garnish my wages.Â
My question is this, I have not lived at that address for 3 years although I did use that address when I applied for the cash advance as that was my address at the time. Can someone tell me if what they did was legal?
The collection agency cannot garnish your wage until and unless
The collection agency cannot garnish your wage until and unless they bring judgment against you to do so. You should check your credit report and find out whether there is any judgment on your report or not.
If a judgment was brought against you it can be reversed for lac
If a judgment was brought against you it can be reversed for lack of service.
So mail was being sent to an old address and someone was signing
So mail was being sent to an old address and someone was signing for it?? Or was it being returned?
Sounds like the CA is trying to slip a judgement against you. Contact the court immediately and get the judgement set aside for improper service. Also make note to the judge what the CA has pulled.
I am not sure if someone had to sign for it or not, but it was n
I am not sure if someone had to sign for it or not, but it was not returned. I will contact the court with this information.
Generally, if something is sent ceritifed, you have to sign for
Generally, if something is sent ceritifed, you have to sign for it.
Well I am sure the owners of the house must have signed for it t
Well I am sure the owners of the house must have signed for it then. They were probably thinking they would just mail it to my new address and they did, almost three months later.