Balance Recovery Network/BRN?
Date: Tue, 06/26/2007 - 20:32
Get the address from the BBB and send them a cease and desist le
Get the address from the BBB and send them a cease and desist letter via certified mail. Also send them a debt validation letter. Samples of both can be found on this site in the "do it yourself" section in the side bar. Go to the link that says "sample letters." Under the fdcpa they will have to stop calling you and must validate there claim including proof that they own the debt, your payment history and how they arrived at the amount they say you owe.
They cannot "download to your State." Once they receive your letter they will leave you alone or you can sue them. It sounds like they might be a DBA for Bass and Associates in Jacksonville who have a reputation for breaking every collection law written They are presently under investigation.
I know this is very worriesome to u but i've read SO many times
I know this is very worriesome to u but i've read SO many times on this forum about d/l your information. That's NOT true, there is NO such thing as d/l!! So, take a deep breath and do as frog suggested. If they continue to harass you after u send these letters then file a complaint with ur AG! That oughta stop the harassment!
Good Luck,
Ang
P.S. also make sure u send this return reciept requested or they will just deny ever recieving ur letters!
In my opinion you should send them a debt validation letter, ask
In my opinion you should send them a debt validation letter, asking them to proof that you actually owe them the money. You mentioned about your loan that you had taken from ACE Check Express that you defaulted on. In my opinion you should contact them and ask them whether they have turned that account to the collections or not. If it is still with them, then explain to them why you could not pay them back. It is always better to deal with the original creditors.
I hear you!
This same ignorant woman called me as well. The sad part is that when I tried to call ACE they said they couldn't take my money and that I had to deal with these idiots at this collection agency. When I called the "fabulous crew" of BRN and I use this "loosely" to get a mailing address to mail a payment they told me they didn't give out the address and that I would have to use moneygram. I'll be getting the address from the BBB and mailing what I think I owe to these IDIOTS!
BRN probably won't even sue you. If anyone else needs their add
BRN probably won't even sue you. If anyone else needs their address, see their website. A certified letter to the address listed should work.
balance-recovery.com
State Info - Owners-Operators
Florida Profit Corporation
BALANCE RECOVERY NETWORK, INC.
Filing Information
Document Number P06000079705
FEI Number 204998242
Date Filed 06/12/2006
State FL
Status ACTIVE
Effective Date 06/05/2006
Principal Address
2720 PARK STREET
SUITE #205
JACKSONVILLE FL 32205
Mailing Address
2720 PARK STREET
SUITE #205
JACKSONVILLE FL 32205
Registered Agent Name & Address
WILLIAMS, ROWLAND V
1125-1 CESERY BLVD
JACKSONVILLE FL 32211 US
Officer/Director Detail
Name & Address
Title CEOP
HARTMAN, WINFIELD SCOTT II
1650 MARGARET ST #302 PMB 380
JACKSONVILLE FL 32204
Title VPD
TRIPLETT, MARY
10811 JAVA DRIVE
JACKSONVILLE FL 32246
Title STD
WHITFIELD, LEON C
1044 WEST 29TH STREET
JACKSONVILLE FL 32206
Hi Do not pay them anything until they validate the debt in
Hi
Do not pay them anything until they validate the debt in writing. Validation of debt is your best defense against such jerks. Even though you have spoken to your OC, but in my opinion you should ask the CA to send you in writing the proof that they are authorized by the OC to collect the debt from you. The CA has to also give you the details of the calculation of the amount they are requesting from you. Without validating the debt, the CA can not attempt to collect any amount of money from you. And one more thing, without a legal leg to stand on they can not sue you. So do not worry!!!
BRN, Balance Recovery Network can't sue you to do anything else
BRN, Balance Recovery Network can't sue you to do anything else to you. They are a small office in Jacksonville, Florida with a few collection people working there. They would have to hire an attorney to sue you and that would cost them their profit. They website states they hope to open other offices but I hope to buy a Jet someday. They can't do anything to you but call you.
FDCPA
I used to work for a collection agency and they taught us very well about fdcpa.the same person called my house and said they were a legal processing firm. Well unless they can provide proof that there is really legal action going forward they broke the law already, there have been lawsuits brought by that alone and i think they might be worth a few thousand.they aren't supposed to use terms like that unless they have the intent on doing it,otherwise they are "misleading the debtor" also they can not say they are calling from somewhere else,i.e. if you ask for the name of the company they have to tell you.if you go online and look up ryan swansberg he has made a living suing collection agencies because they constantly break the law.look up fdcpa and in certain states if the spouses name isnt even on the loan or whatever they cant disclose any information to you without the "debtors" permission.also look up and see if you are a one party or two party state, meaning, if you are one party you can record the conversation without the other parties permission and let them do all the talking, two party you do have to let the other party know you are recording the call.i am not a lawyer and this is definitely not legal advice but after working in collections i have knowledge. Good luck.
wow, how did you get that
Florida Profit Corporation
BALANCE RECOVERY NETWORK, INC.
Filing Information
Document Number P06000079705
FEI Number 204998242
Date Filed 06/12/2006
State FL
Status ACTIVE
Effective Date 06/05/2006
Principal Address
2720 PARK STREET
SUITE #205
JACKSONVILLE FL 32205
Mailing Address
2720 PARK STREET
SUITE #205
JACKSONVILLE FL 32205
Registered Agent Name & Address
WILLIAMS, ROWLAND V
1125-1 CESERY BLVD
JACKSONVILLE FL 32211 US
Officer/Director Detail
Name & Address
Title CEOP
HARTMAN, WINFIELD SCOTT II
1650 MARGARET ST #302 PMB 380
JACKSONVILLE FL 32204
Title VPD
TRIPLETT, MARY
10811 JAVA DRIVE
JACKSONVILLE FL 32246
Title STD
WHITFIELD, LEON C
1044 WEST 29TH STREET
JACKSONVILLE FL 32206
I used to work for BRN in Jacksonville. I'm not here to justify
I used to work for BRN in Jacksonville. I'm not here to justify my place in the company my actions were terrible and unethical and I am truely sorry all I can tell you the place is the size of a principal's office and everyone is crowded in one room. Now the supervison, if she is still there, name is Mary. The names they give you are not their real name, they are called dunn names, they use fake names to cover up their real names. these people are not lawyers, they do not work for legal officies, they will do anything to get away with breaking the law,
Judge me as you wish but this is the information I have and what you all do with that information is up to you all
Quote:Originally Posted by frogpatchGet the address from the BBB
Quote:
Originally Posted by frogpatch Get the address from the BBB and send them a cease and desist letter via certified mail. Also send them a debt validation letter. Samples of both can be found on this site in the "do it yourself" section in the side bar. Go to the link that says "sample letters." Under the fdcpa they will have to stop calling you and must validate there claim including proof that they own the debt, your payment history and how they arrived at the amount they say you owe. They cannot "download to your State." Once they receive your letter they will leave you alone or you can sue them. It sounds like they might be a DBA for Bass and Associates in Jacksonville who have a reputation for breaking every collection law written They are presently under investigation. |
DO NOT PAY THEM!!! I had a woman call me 2 years ago from there and told me if I didnt pay $1900 for a fraudulent check by 5PM she was sending the sheriffs with a warrant for my arrest for cashing a bad check. I had worked for Comcast a few years ago. When i left, the HR director had sent my last check to my sister's house where i was living at the time. When i left Comcast I moved in with my boyfriend and it was far from my sisters house. I asked the HR woman to cancel the sent check and I would pick up a new one from her because I was closer to her. She did and I cashed the check. Apparently she cancelled the wrong check and the check cashing place I used put the check in collections. After foolishly paying the woman from this collection agency, I contacted Comcast, who corrected the issue and sent a check to Balance Recovery to cover the bounced check. Before she sent them a check, she made them write her a letter saying when they recieved the check, they would return my money. They did. When they got the check from Comcast, they cashed it. I never got my money back, and they disappeared. I never heard from them again. I tried calling and all of the numbers I had were disconnected. I left several emails...no response. These people are theives!!! DO NOT GIVE THEM ANYTHING!!!