Without getting into to much detail. My Ex wife and I divorced in May of 2010 and I left NY to live in MD. We lived in a rental in both names and i left the house first. Fast forward May of 2020 I just got a collection notice for $3900 for "repairs" from a collection agency. 10 years later? What should I do? My current wife said to ignore it that it's way past the SOL (6 years on NY and 3 in MD). Shes usually right but anything that has anything to do with my ex always turns into a disaster and both of our names are on the notice. Her credit is Dog S*** and Ive managed to repair mine since the divorce to a 724. they are threatening to put it on my credit report and drop my score up to 137 points? It just says "repairs" and nothing else. The name of the company, the letter head and some of the Typing doesn't seem legit and there was an extra paper in the notice that almost looks like a scare tactic to get me to contact them. How do I handle this?
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